0% APR Credit Cards

The credit centered economy of the United States has caused a huge surge in personal bankruptcies and other personal financial difficulties. The problem is that many Americans simply do not understand the ins and outs of debt financing. Using credit cards seems an easy solution to most people's financial problems, but if you're not careful, you could wind up in an even worse financial state than before.

Even worse, some financial companies mislead consumers about their credit choices. They promote cards offering things like huge rewards or zero annual percentage rate to attract customers without alerting them to hidden fees and plan changes. RewardsCards.com is dedicated to helping consumers clear up the mysteries of personal credit by presenting clear and accurate credit card information and by offering a wide range of choices for customers with all sorts of personal credit history.

Zero APR cards are some of the most misunderstood credit cards on the market. Basically, zero APR means that card users do not pay any interest on the purchases they make or on balance transfers. This alone is enough to get many consumers to sign up for a zero APR card. However, what most consumers don't realize is that zero APR usually only applies for a specified introductory period, after which interest rates can jump dramatically.

When shopping for a zero APR card you'll want to look for the longest introductory period. The longer the zero APR period, the more money you'll save. A six month to one year introductory period is good. You'll also want to look for a card that offers user rewards and that has a post-introductory APR of less than 10 percent.

Listing of 0% APR Cards with No Transfer Fees

0% APR Credit Card Offers:

• Discover More
• Visa Platinum Plus
• Universal Card
• Bank of America
• Low APR Cards