American Express Gold Card For Businesses

Businesses need credit just as much as, if not more than, individual consumers.  This is especially true for small businesses that are just getting started.  The required expenditures are numerous and there isn’t always enough revenue at startup to cover all of the business’ needs.  Even established businesses need credit because of the convenience and protection offered when credit is used to make a purchase.

American Express offers a Gold Card for small businesses to provide the purchasing power needed for the business to operate smoothly.  The American Express Gold Card offers many benefits for the small business owner.

With the American Express Gold Card there is no pre-set spending limit on the card.  You and your employees have the freedom to spend as much as you need to regardless of the amount.

There is never a finance charge for the balance.  Your purchases will never be subject to a interest rate.

When you are just starting out with your business, you undoubtedly want to cut out as much of the costs as possible.  The American Express Gold Card allows you to use your card for the first year free of charge.  For one year, you will not have to pay an annual fee for the credit card.  That’s one less charge you have to worry about.  If you choose to renew your credit card, the annual fee will be only $125.

You receive rewards points from American Express each time you make a purchase using your Gold Card.  For every dollar you spend, you receive one reward point.  There is no limit to the number of points you can earn using the card and the points you accumulate never expire.

You also have the opportunity to receive bonus points when you reach certain milestones with your American Express Business Gold Card.  These bonus points include: 5,000 welcoming points received when the first purchase is made; 5,000 points when you’ve made $20,000 in purchases using your card; 20,000 points for spending $50,000; and 10,000 points when you renew your card after one year.

In addition to rewards points received for making purchases and reaching milestones, the American Express Gold Card offers other benefits for you and your employees.  The card comes with insurance coverage for your purchases and travel arrangements made using your Gold Card.  You also receive a roadside assistance comparable to that of AAA.  The benefits of the roadside assistance include emergency towing, battery boost, fuel delivery, flat tire repair, and emergency lockout service.  These benefits are available at no additional cost to cardholders.