Citi Diamond Preferred Rewards Card

Not all credit cards are created equal, and the Citi Diamond Preferred Rewards Card has some attractive advantages over the competition. To encourage people to switch over their balances from other credit cards, some promotions for this card include a zero-percent APR rate on balance transfers for up to 12 months, as well as low balance transfer fees.

In addition, these cards have no annual fee and no liability on any unauthorized charges. To add another layer of security, Citi provides an identity theft prevention service and can issue a card with your photo on it as a safety measure. The Citi Diamond Preferred Rewards Card rewards its customers, and active users accumulate "ThankYou" points which may be used to purchase items at Home Depot, Bed Bath & Beyond, Starbucks and many other businesses.

Each dollar spent on the Citi Diamond Preferred Rewards Card earns one ThankYou point, and five points are accumulated for each dollar spent at supermarkets, drugstores and gas stations during the first 12 months. New cardholders often receive several thousand ThankYou bonus points after the first purchase, which can be redeemed to purchase gift cards.

Free online banking is another convenient feature, allowing users to check account balances and pay bills online without charge. A good credit rating is usually expected of new applicants for the Citi Diamond Preferred Rewards Card. Anyone interested in applying for this card can do so online and get an answer back within a matter of minutes.

If you are looking for a black colored credit card to have that appeal of luxury then this could be a card for that purpose. The new look of the black Citi Diamond Preferred Card has a similar look to the American Express Black Card.