Citi Dividend Platinum Card

There is not much to get excited about with the re-launch of the Citi Dividend Platinum credit card.  The only thing we can jump up and down about would be the personal savings you could make off of paying utility bills with this card.  The Citi Dividend Card gives you less cash back than the original card in one way but gives you more in some services.   The Citi Dividend Platinum Select Card now pays you for utilities at 2% cash back which makes it worthwhile to place somewhere safe and leave out of your wallet for these charges.  The 2% back on supermarkets, gas, and pharmacy purchases should be bought with a 5% back card.  You could get 5 points per dollar spent with the Citi Diamond Preferred.

My advice: Keep the card for 6 months for the 5% savings on your cable bill and electricity bill savings which can be steep during the summer months. This is the only card I found to save you this huge amount on an electricity bill (utility). Cancel the card after 6 months or keep the card for the 2% just on electricity and cable/internet which can amount to big savings.

Balance Transfer Fee: There is now a balance transfer fee with this offer. Hopefully Citibank will figure out they need to bring back the cards that offer no bt fees.

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