Is there really such a thing as 18 months interest-free?
The Citibank Platinum Select Visa offers consumers a card that has many benefits. They offer an easy application process that can be completed online with quick approvals. There is no annual fee involved for obtaining or retaining a Citi Platinum Select Card.
NOTE: This offer is no longer available on our site but this is a review of this product.
This card also offers zero percent interest for several months (depends on creditworthiness) on any balance transfers and purchases, but this feature will be based on your credit history and application. The Citi Platinum Select Card also has an Extra Cash program. This is a no-fee benefit that all cardholders will enjoy. This program offers discounts on merchandise, travel, entertainment, and more.
This Citibank card also has a zero liability feature, meaning there will be no charges to the cardholder for any unauthorized charges. Another added benefit of the Citibank Platinum Select Card is the extended warranty feature. Most items purchased on the card will qualify for an extension of up to one year on the manufacturers warranty. Most items purchased on the card will also qualify for purchase protection, meaning any theft or damage done within 90 days of the purchase will be covered.
One of the most outstanding benefits of the Citi Platinum Select Card is its interest rate. After the introductory zero percent interest rate expires, you can get a rate of 11.99%-21.99%* (Variable). The Citi Forward Card the rate is 12.99% - 21.99%* (Variable). If you are looking for a card with a low rate, the Citi Platinum Select Card and the Citi Diamond Preferred Card seem to be the ones to consider.
Break down the Citibank cards by APR?