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Citi Platinum Select MasterCard

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Citi Diamond Preferred Rewards give you $50 Gift Card and Gas Savings

Chase Freedom® Visa - $100 Bonus Cash Back.

$75 Cash Back Bonus with the Discover More card.

Debit Card Rewards programs vs. credit cards?

Your credit depends on your ability to pay off your debt.

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1. Citibank
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4. American Express
5. Orchard Bank

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Citibank Platinum Cards

Listed below is a Citi Card that gives you 0% APR on balance transfers. This is the best 0% offer I have seen because most are either 6 months or 12 months. Plan on cleaning your slate for several months with this card depending on your creditworthiness.

Citi® Platinum Select® Card Citi Platinum MasterCard
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee

online Citibank card application

You may also be interested in these other great offers from Citi Cards:

Save more on gas purchases with Citi Cards.  The CitiDividend Platinum Select Card offers a full 5% rebate on gas purchases as well as on groceries and drugstores, up to $300 per year which equals $6,000 in purchases which is four times the $1,500 purchase limit of the Discover Platinum Gas Card.

1% back on purchases with an added bonus for the first twelve months. You receive the check once you mark $50 in rewards without the hassle of trying to call customer service or trying to log-on to a banks website to beg for your rewards. I salute Citi for bring out a real rewards card that is simple to use and really gives you back without all the rules you see in other rebate or points programs.

TIP: Citi's Diamond Preferred Rewards card offers an option to use points to temporarily reduce the interest rate on your home mortgage.

Here is some consumer information and reviews on some additional Citi Card offers:

More about Citi Cards

Citi announces American Express Partnership

You may notice more cards from Citibank cross over to the American Express system. The first card we carry with the Citi-American Express branding is the Citi Dividend. Women, with excellent credit, aged 25 to 55 are the most likely to obtain this new card. This card used to be a MasterCard and varies in a few important ways:

  • The transaction fee for balance transfers is 3% of the amount of each balance transfer; $5 minimum, $75 maximum
  • Special savings for American Express cardmembers on airfare, dining, car rentals, hotels
     - Worldwide Car Rental Loss & Damage Insurance
     - Up to $1 Million Travel Accident Insurance
     - Worldwide Acceptance of American Express