AT&T and Citi Cards have come together to bring a top of the line Business Credit Card. This offer is comparable to other cards that also help out with telecom such as the Chase Ink Business Card and the Simply Cash from American Express. Citibank has announced exciting new updates to their popular AT&T Universal Business Rewards Card. The APR for this card is being reduced - from 16.99% variable to only 14.24% variable!

Using credit cards for company expenses is a good way for business owners to obtain helpful rewards and benefits. With the right business credit card, a person can earn points and use them to acquire a variety of products and services. An eminent card currently available in the world of business is the AT&T Universal Business Rewards Card. This card is the perfect choice for businesspeople searching for incentives that can help them offset their business expenses.

Holders of this particular card earn points called “Thank You Points”, which they can redeem for business merchandise, travel expenses, hotel stays, gift certificates and more. The points accumulate every time the cardholder makes a purchase. Members can earn up to 100,000 points per calendar year, which is more than enough purchasing power to use for business necessities.

When purchasing basic items and services, a person can earn one point for every dollar they spend. To earn the maximum amount of points, they need to purchase AT&T products and services. Members receive 5 Thank You Points for every dollar they spend with AT&T. They must purchase all goods and conveniences directly through AT&T in order to be eligible for this reward.

Cardholders can also earn reward points by purchasing office supplies, gasoline, and professional services such as accounting and legal assistance. This is an excellent way to accumulate points since most businesses use these services on a regular basis. Members earn 3 points for every dollar they spend on these items and services. The chosen merchant must offer these goods and services exclusively in order for the points to accumulate.

Additional Services and Discounts

Business owners automatically receive complementary benefits just for owning this credit card. Bonuses include Travel and Emergency Assistance along with Automatic Travel Accident Insurance. These services facilitate business travelers that may need help with lost luggage, medical and legal recommendations, translation assistance, and emergency transportation services. The travel insurance, available at no additional charge, will fully cover every card member, their spouse, and any dependents if an accident should occur.

Any rental car purchased on a business trip receives complete coverage as well. The Auto Rental Insurance is one of the useful privileges that comes with the AT&T Universal Business Rewards Card. As long as the member refuses the coverage offered by the car rental company, they will automatically receive coverage on the rental vehicle of their choice.

If a member needs to replenish their prescription medication supply, they can save a significant amount through the Prescription Discount Benefit Program. Cardholders can receive discounts from 10% to 60% from over 60,000 pharmacies across the United States. Discount cards arrive shortly after credit cards, and members can use them instantly at participating pharmacies and through mail-order programs.

Every card is fully secured by the Citi Identity Theft Solutions and Account Security. This automatically protects the cardholder from unauthorized usage and fraud including identity theft. If the member happens to become a victim of these circumstances, Citi will give him or her specialized assistance so they can solve the problem in a timely manner.

AT&T Universal Business Credit Cards have no annual fee, and an introductory interest rate of 0% for the first six months. Members can obtain additional cards for employees and partners at no additional charge. Purchases made by employees are eligible for "Thank You Points" as well. All these great features, combined with 24/7 customer service and personal assistance, makes this card a must-have for virtually every business owner.