IberiaBank Visa Classic with No Balance Transfer Fee

This classic Visa card from IberiaBank is rated in the highest three cards from Consumer Reports organization. IberiaBank Classic was highly regarded because of its low rate and low fees. It may be mostly due to the no balance transferring fee that you see on most cards. Credit card balances are growing and consumers are looking for ways to transfer those higher balances to cards that can reduce the rates they are paying. With a higher and higher 30-day delinquency rate, which is at around five percent, consumers are being more concerned with their interest rates knowing they may carry a balance. This rate is the highest it has been since 2002.

IberiaBank Visa® Classic

Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information

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Other smaller banks with balance transfer offers:

Fifth Third Bank | Providian Bank