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The IBERIABANK Visa® Classic Card is rated in the highest three cards from Consumer Reports organization. IBERIABANK Visa® Classic Card was highly regarded because of its low rate and low fees. At time it could have been because of the 'no balance transfer fee' that they had as a benefit on most cards when the report was out. Credit card balances are growing and consumers are looking for ways to transfer those higher balances to cards that can reduce the rates they are paying. With a higher and higher 30-day delinquency rate, which is at around five percent, consumers are being more concerned with their interest rates knowing they may carry a balance. This rate is the highest it has been since 2002.
Looking for another balance transfer offer? Try the Slate Card or Discover More
IBERIABANK Visa® Classic Card |
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- Variable Rate APR ranging from Prime + 4.00 thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
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IBERIABANK Corporation is headquartered in Lafayette, La. and has over 130 bank branch offices in Louisiana, Arkansas, Tennessee, Alabama, Texas and Florida. IBERIABANK has 26 title insurance offices in Arkansas and Louisisna and mortgage representatives at over 40 locations in 11 states.
Other smaller banks with balance transfer offers:
Fifth Third Bank | Providian Bank |