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The Orchard Bank and Household Bank credit card programs offer credit cards to those with no credit, little credit, damaged credit or restored credit due to bankruptcy or errors. They have helped millions of people obtain credit who may not have traditionally qualified for a credit card. Because of their solid reputation for outstanding customer service, modest fees and a focus on credit education, Orchard Bank and Household Bank credit cards are highly regarded by their cardmembers. With a unique approach of educating customers on all aspects of obtaining and managing credit, the Orchard Bank and Household Bank MasterCards® continues today as a leader in the under-served subprime credit industry. Below are a few of the many benefits of the Orchard Bank and Household Bank MasterCards®.

Orchard Bank MasterCard®

  • Most Recommended Pick for Unsecured Credit Card for those with less than perfect credit!
  • Establish or re-establish your credit without costing hundreds of dollars to obtain
  • Complimentary online services for account management and payment
  • Reports to Major Credit Bureaus
  • No Employment Verification
  • Bad Credit is OK!
  • Great Customer service
  • Competitive APR
  • Apply Now for Orchard Bank Mastercard

USA Platinum 

 

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HSBC has just launched 3 new sets of products for the Orchard Bank MasterCard program available today.  The Orchard Bank MasterCard® is one of the highest converting sub-prime credit cards available on the Internet. Consumers that do not qualify for the initial card they sign up for will be offered one of three other cards.

Orchard Bank Platinum MasterCard Orchard Bank Platinum MasterCard has no upfront fees and card members will receive premium Platinum benefits.  The majority of accounts booked online will now receive Platinum instead of a standard MasterCard.
Orchard Bank Silver MasterCard

Orchard Bank Classic MasterCard has higher up front fee products, no extra benefits are associated with this card.

 

USA Platinum

Orchard Bank Secured MasterCard
The Orchard Bank Secured Card will remain as is and the plastic issued will be the standard OB Blue card; however, there is new text and banners for this offer.

 

*See Orchard Bank website for terms and conditions