5% Back Categories for Holiday Shopping at Dept Stores, Amazon, Target, Walmart & Paypal

Holiday season starts basically when the fourth quarter begins on October 1st. You can now start earning 5% cash back on shopping at various places such as Target, Walmart, Amazon, Department Stores, Sending money to relatives via Paypal or buying something online and more! The best categories seem to be Paypal which is almost anything and Amazon!

Chase Freedom: 5% Back on Paypal, Chase Pay, Dept. Stores

Earn 5% back on Paypal, Chase Pay, and department stores this quarter, up to $1,500 maximum.

Sign-up for a Chase Freedom Card and get a $200 Bonus you spend $500.

  • Paypal: Includes transactions made using your Chase Freedom card with PayPal for purchases or sending money. Just make your Freedom Card the default payment option in Paypal and you can maximize your rewards in no time. Keep an eye out for Paypal at checkout at retailers like walmart.com, target.com, and thousands of others. Many charities and insurances accept Paypal as well. You can even send money to friends, incurring the 2.9% fee, and it’ll be worthwhile for the 5x points earned.
  • Chase Pay (and Samsung): Includes purchases made using your Freedom card with your Chase Pay digital wallet during check out. This is really a terrific category given that it’s possible to use Chase Pay via Samsung Pay which can be used at almost any physical store who accepts credit cards. There are also, of course, various retailers who accept Chase Pay directly, like Starbucks, Best Buy, and Shell gas stations.
  • Department Stores: Includes retailers such as Macy’s, Kohl’s, Sears, Saks, Dillards, JCPenney, and dozens more. Exclusions mentioned: Walmart, Target, and Kmart (but you can get Walmart and Target with Discover below).

Discover IT Card: 5% Back at Amazon, Target, Walmart.com

Earn 5% back at Amazon.com, Target stores, Target.com, and Walmart.com this quarter, up to $1,500 maximum. Walmart store purchases are not included.

If you don’t have a Discover IT Card you can get one here with a $75 sign-up bonus.

  • Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. So yes you can get 5% on gift cards!
  • Target purchases include any purchase made online at Target.com, through the Target app, or in-store at Target. Individual merchants and stand-alone stores within physical Target locations or on Target.com may not be eligible in this category.
  • Walmart.com purchases include those made at Walmart.com and when shopping through the Walmart app (including Grocery Pick Up and Instore Pick Up). Purchases made in store at Walmart Stores, Walmart Supercenters, Neighborhood Markets and Walmart Pay are excluded from this promotion unfortunately.

Tip: Target gift cards at Target and Target.com does not earn rewards with the REDcard, but will earn 5% with this Discover promo. I expect Target to run their annual holiday 10% off Target gift cards sale, and the Discover card will be useful for me to bring the total savings up to 15%.

If you spend a lot: With Discover you can login, then click this link to see you how far along the $1,500 limit you are.

Apple Card has arrived but not a card we recommend

Apple Card has arrived but not a card we recommend

Apple finally came out with it’s innovative new card but we are just not impressed. While it does offer a few features:

•No card number, No CVV code
•No Fees
•3% at Apple, 2% with Apple Pay
•No expiration date
•No signature
•Physical Titanium Card
•No International Travel Fees

Apple warns new credit card users over risks of it touching wallets and pockets

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Free rooms, buffets, and shows in Las Vegas from a Facebook Game!

Won’t last long. Need to play the games to learn loyalty chips that can then be used to redeem for hotels/shows. Read our full review below for more information We advise you to use the chips ASAP. This would normally cost $200 if you purchased the chips not that we would ever do that since they send you free offers like this now and then but this is the BEST we’ve seen yet.

  • MyVegas is offering a huge number of free chips:
    • 1,000,000,000 FREE CHIPS in some emails after you sign up!
freeroomlasvegas

Most people know that you can earn loyalty points by using cards in slot machines while your gambling in Las Vegas such as the Identity at the Cosmopolitan, Total Rewards at Caesar’s Palace and the M Life at MGM resorts. What most people do not know is that you can get lots of freebies by not betting any money at all just playing MyVegas in your free time on Facebook. This will earn you a few comps here and there without spending money and can be fun but time consuming at times.

I have played for over a year now and had planned on cashing out for a buffet back in September with my MLife points. I continued playing the game and my trip to Las Vegas next week I am cashing out on two free nights at the Monte Carlo, a 2 for 1 buffet and whatever else I can get with 33k loyalty points if I do not make it to 35k points. Addicted? Maybe.

myVegasgame

Of course when you go to redeem the points you have to choose between the various MGM resort restaurants, casinos, or rooms. They will show lots of “free” Circus Circus rooms and any room they have a harder time selling such as the Monte Carlo. The Mirage and Mandalay Bay are a bit harder to score nights since they only allow certain dates to book these such as Sunday through Thursdays and then call it a “bonus” night to make it even harder to score. It’s almost a jackpot just trying to get one of these redemption’s to work out perfectly. Book your hotel stay with the Las Vegas Venetian or Palazzo’s Best Price Guarantee or your first night is free![/button]

I happened to be staying at the Cosmopolitan using Marriott Rewards points for Friday and Saturday and thought I would stay free using the M Life loyalty points for Thursday and Sunday nights the easiest nights to use these. While I am staying there using these points as comps I still have to pay a resort fee. Yes, even at the Cosmopolitan. It’s sad that even the Bally’s or Caesars Palace hotels who once did not charge resort fees do now. If you want a comped room be prepared to pay over $29 in fees that get you basically nothing. I mean who uses the phone or an old ethernet connection these days. I will use my iPhone and tether before I try and plug an Ethernet cord in my computer from the Luxor.

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You can now earn Hilton Honors points for Lyft rides

You can now earn Hilton Honors points for Lyft rides

Thanks to a new partnership with one of our favorite hotel chains and ride share companies you can now earn more on each Lyft ride. Hilton Honors has partnered with Lyft to earn hotel points on rides anywhere.

With this new partnership, those who link their Hilton Honors and Lyft accounts at hiltonhonorslyft.com will automatically earn points whenever they take a Lyft ride. The earnings structure is as follows:

  • Earn 3 Hilton Honors points per dollar spent on Lyft rides
  • Earn 2 Hilton Honors points per dollar spent on Lyft shared rides
  • You can earn points for up to $10,000 of Lyft spend per year

You can also stack this offer with airline miles for Lyft rides

While this partnership represents the first of its kind between Lyft and a hotel group, this isn’t the first opportunity to earn loyalty points for Lyft rides, as Lyft also partners with two airlines:

  • You can earn 2x Delta SkyMiles per dollar on US airport rides, and 1x Delta SkyMiles per dollar on all other US rides
  • You can earn 30 JetBlue TrueBlue points per airport ride

What’s interesting is that there’s nothing in the terms restricting you from taking advantage of all of these partnerships, so you should be able to earn Delta miles and Hilton points from the same ride, for example.

Even looking at these partnerships independently, personally I think the Hilton one is the most well rounded, given that it’s not restricted to US rides, and given the earnings rates.

Best credit card for Lyft rides

When you’re paying for your Lyft rides, make sure you use a card offering bonus points on ride sharing or travel.

The best personal cards for this include:

Hooch App: Get Free Drinks at Bars and Clubs + Earn $5 Gift Card for First Card Linked

Hooch has launched a new free version of their app that rewards you for purchases across 100,000+ travel, dining, hospitality and entertainment partners.It’s free to download the app and join by simply connecting your credit cards to verify transactions. You can then start earning 5% cash back at participating partners across the U.S.A. and around the world.

Download the Hooch FREE App to earn 5%-10% cash back at 100,000+ bars, restaurants, clubs, travel, and entertainment partners across the U.S.A. and around the world. Plus, get a $5 free gift card bonus when you sign up for a Hooch Free account and link your first credit card.

How To Earn $5 Free Gift Card from Hooch

1. Download the Hooch App and create a free account

2. Link your first credit card account to earn your free $5 gift card bonus.

3. The $5 bonus is applied to your Hooch account immediately after you add your first banking institution.

4. You can instantly redeem the $5 bonus that you earn for gift cards from popular brands (most brands have a $10 minimum, so you’ll need to earn at least $5 more to meet the redemption minimum).

BONUS TIP: Download the Freebird App to get an additional $25 on your ride back from the bar.

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