MaxRebates is one of the handful of legit cash back apps and online powerhouses that sometimes are too generous to be believable. Some of the biggest cash back apps right now are Ibotta, Dosh, Drop, Ebates (Rakuten), Swagbucks, and TopCashBack. Some of these you can stack for more savings for when you shop online or in a retail store. If you shop through the Adidas or Target or Walmart app or in a browser you can get say 8% back using MaxRebates then stack that with Drop for an additional 1 or 2%. MaxRebates has the biggest sign-up bonus out of any of most we have tried for only spending $25 by clicking a link through their website or app before you buy they even give you a coupon to use on the site if it has one available in addition to the discount.
This may be the easiest $50 you have ever made plus they have an offer right now to get $5 back at a coffee shop such as Starbucks.
MaxRebates promotion $50 sign up Bonus
MaxRebates new account promotion offer gives a $50 MaxRebates sign up bonus. Open an account to get the best money-saving deals on your shopping.
Click on the MaxRebates “Get $50 bonus” button, and you will get the Sign-up page
Create a free MaxRebates account and enter your details.
After successful sign up you will see a pop message showing Claim your $50 signup bonus.
Your bonus between $5-$50 will be applied to your account.
Make a purchase of $25 at least within 30 days of opening an account.
Withdraw your funds from PayPal or ACH bank.
MaxRebates Cash Back
MaxRebates have top featured cashback stores on their portal and app. With top brands on the list, MaxRebated offers the highest cash back without any charge.
MaxRebates offer various Gift Cards and Promo codes, coupons for brands like Adidas, Puma, Subway many more.
How Do you earn Cash Back?
Earning cash back is as simple as 3 steps:
Visit the MaxRebates site and choose the retailer you want to shop at
Follow the link to your favorite retailer through MaxRebates and make your purchase in the same session.
MaxRebates receive commission from the retailer for your purchase, and Max Rebate would return all commission to you.
Is MaxRebates legit?
MaxRebates are the real deal. It’s a legitimate company that provides cash back for online purchases. The FAQ section on their website is filled with useful info about how rebates work and why you should join.
You also receive a guide on everything related to online purchase, as well as all the info needed to run a MaxRebates successfully.
Why miss out on cash back?
To spend or save your cash back, you need to choose from a number of options. You can redeem your cash-back for an Amazon gift card or load it onto your prepaid card. You can also donate your cash back to a charity. You can also request a check for your cash-back, by mailing your check request form along with your self-addressed stamped envelope to the address provided on the form.
Best credit card promotion of ALL-TIME goes to Discover IT credit cards. They are offering a deal you cannot refuse. You need to get in with this offer before the merger with Capital One completes.
Get ready to switch ALL of your bills and make ALL of your purchases on Discover card. The original credit card in the world known for cash back is doubling the the cash back bonus for Discover it card holders for their next 12 statement cycles.
What all is included in this huge offer from Discover? 10% cash back in rotating categories
2% cash back on all purchases (Double Cash Back)
Discover Deals should also be doubled according to a rep
Update 2025: Shockingly, This promotion is still running for Double Cash Back. You can sign-up here. This could not possibly last much longer!
One of the most underrated credit cards and loyalty programs is Hyatt. You don’t hear as much about hotel credit cards but just like airline cards if you stay at one chain over another you definitely need one when you travel.. They can offer huge perks that more offset the annual fees, ranging from free elite status to free night certificates, all of which can get you a lot of value. You basically pay an annual fee and get a free night that includes the taxes and all making a profit plus all these other benefits.
What makes this card one of the best hotel credit cards is that it’s worth having regardless of whether you want to keep it just for the ongoing perks, or whether you want to spend money on it. Let’s take a closer look at what you need to know about this card.
Welcome Bonus: Up To 60,000 Points The World of Hyatt Credit Card is offering a welcome bonus where you can earn up to 60,000 World of Hyatt points:
Earn 30,000 World of Hyatt bonus points after spending $3,000 on purchases in the first three months
Earn an additional one bonus point per dollar on purchases that earn one point per dollar on up to $15,000 spent in the first six months of account opening, for an additional 30,000 points
Earn up to 60,000 Bonus Points with the World of Hyatt Credit Card or 75,000 Bonus Points with the World of Hyatt Business Credit Card. I can be rewarded,
Annual Fee But Not Really The World of Hyatt Credit Card has a $95 annual fee, and it isn’t waived for the first year. You can add additional cardmembers to your account at no extra cost. This annual fee is so worth it even if you don’t spend money on the card, since you get an anniversary free night certificate.
Earning Points With The Hyatt Credit Card The World of Hyatt Credit Card offers pretty good points earning opportunities. While this isn’t the card that I use for all of my spending, I strategically spend money on the card, and it works great for for me.
How good are the points earning rates?
4x Points At Hyatt Properties The World of Hyatt Credit Card offers 4x points for spending at Hyatt hotels and resorts. While I use the Chase Sapphire Reserve® Card for hotel spending at most other hotel brands (as the card earns 3x points), I always use the World of Hyatt Card for spending at Hyatt hotels.
The 4x points apply at all Hyatt properties, and even at Small Luxury Hotels of the World properties that are affiliated with Hyatt.
2x Points At Restaurants The World of Hyatt Credit Card offers 2x points for restaurant spending globally, though personally this still isn’t a card I’d use for restaurants, given that other cards offer 3-5x points.
2x Points On Airline Tickets The World of Hyatt Credit Card offers 2x points on airline tickets purchased directly from airlines. Again, this isn’t the card I’d use for airline tickets, given that other cards offer 3-5x points.
2x Points On Fitness Clubs & Gym Memberships Hyatt has a focus on wellness, so one of the cool bonus categories they have is offering 2x points on fitness clubs and gym memberships. For anyone wondering, this also includes group fitness businesses, like Barry’s Bootcamp, SoulCycle, etc.
This is an area where the card’s bonus category is industry-leading, as I can’t think of any other card that offers such a good return on fitness spending.
2x Points On Local Transit & Commuting The World of Hyatt Card offers 2x points on local transit and commuting, which includes ride share services such as Lyft and Uber. Other cards still offer a better return on spending than this card does, though.
Earn 1x Points On Other Purchases For categories in which you can’t earn 2-4x points, the World of Hyatt Card offers one World of Hyatt point per dollar spent. Generally speaking there are better cards for everyday spending.
No Foreign Transaction Fees The World of Hyatt Credit Card has no foreign transaction fees, so it’s an excellent card for purchases abroad. That’s especially true when staying at Hyatts abroad, as well as for dining and commuting outside the US.
Contactless Pay The World of Hyatt Credit Card features contactless pay technology. This means you can pay using your card without even swiping it whenever you see the contactless pay symbol.
World Of Hyatt Credit Card Benefits The area where the World of Hyatt Credit Card really excels is when it comes to the benefits it offers. In my opinion, these benefits more than justify the annual fee, regardless of whether you’re spending nothing on the card, or are spending a significant amount.
The first three benefits below are perks that you get just for having the card, while the two after that can be earned for putting spending on the card.
Free Night Every Year Just for having the World of Hyatt Credit Card you get a Category 1-4 free night certificate on your account anniversary every year. This will be issued shortly after your anniversary and is valid for 12 months.
Categories 1-4 cover a majority of Hyatt’s properties, and I’ve consistently been able to redeem this for hotels that retail for $250+ per night. This alone justifies the annual fee on the card.
Complimentary Discoverist Status You receive Hyatt’s entry-level Discoverist status for as long as you have the World of Hyatt Card. The status will post for the primary cardmember shortly after you are approved. Discoverist status comes with the following benefits:
Upgrade to a preferred room, when available 2 PM check-out, when available Premium internet Daily bottled water
Five Elite Nights Towards Status Annually Just for having the World of Hyatt Card you receive five elite qualifying nights towards status annually. You will receive these within eight weeks of being approved for the card (though usually much faster), and in subsequent years they will post within eight weeks of January 1.
This will be useful if you’re hoping to earn Hyatt’s Explorist status, Globalist status, and/or Milestone Rewards. Ordinarily, Explorist requires 30 elite nights and Globalist requires 60 elite nights, however for 2021 elite requirements have been cut in half, so you need just 15 elite nights for Explorist, or 30 elite nights for Globalist.
A Second Free Night When You Spend $15,000 While you receive a Category 1-4 free night certificate annually just for having the card, you can earn a second one if you spend $15,000 on the card in a year.
Currently you earn this based on spending that amount in a cardmember year (which consists of 12 statements following when you opened your card), while starting on January 1, 2022, you’ll earn it based on spending that amount in a calendar year (which consists of January 1 through December 31).
Two Elite Nights For Every $5,000 Spent In addition to the five elite nights you get just for having the card, you earn a further two elite qualifying nights for every $5,000 you spend on the card. This means that in theory, you could spend your way all the way to Explorist or Globalist status, if you wanted to.
Reaching the $5,000 threshold has nothing to do with the calendar or cardmember year — the counter simply resets every time you spend $5,000, and then you start earning towards your next two elite nights.
Further Promotions While there’s no guarantee this will continue to be offered in future years, historically Hyatt has offered additional promotions for those with the World of Hyatt Card, particularly when redeeming points. For example, in the past we’ve seen World of Hyatt offer summer promotions, whereby card members can earn a partial refund on award nights.
Chase Offers One of the great features of Chase cards is access to Chase Offers, which provides savings on purchases with all kinds of retailers. The program has saved me a significant amount of money. For example, once in a while we see Chase Offers deals for 10% savings on Hyatt hotel stays.
Secondary Car Rental Coverage The World of Hyatt Card offers auto rental collision damage waiver coverage. Decline the rental company’s collision insurance and charge the entire rental cost to your card.
Coverage is provided for theft and collision damage for most cars in the United States and abroad. Do note that in the US, the coverage is secondary to your personal insurance, though.
Protection With Trip Delays, Lost Luggage, And More The World of Hyatt Card offers a variety of other protection when traveling, including:
Trip Cancellation & Trip Interruption Insurance — be reimbursed up to $5,000 per trip when your trip is canceled or cut short due to sickness, severe weather, etc. Trip Delay Reimbursement — if your flight is delayed by more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket Lost Luggage Reimbursement — be reimbursed up to $3,000 per passenger if you or your immediate family member check or carry on luggage that is damaged or lost by an airline Baggage Delay Insurance — be reimbursed up to $100 per day for five days for essential purchases when your bag is delayed by over six hours Make sure you check your cardmember agreement for all of the details, since there are terms & conditions.
Redeeming World Of Hyatt Points The best value for redeeming World of Hyatt points is using the free night award chart. The great thing is that you earn elite nights for your stay even if you’re redeeming points or using a free night certificate.
Hyatt’s award chart looks as follows:
There’s value to be had at all levels of the chart. As a general rule of thumb, I try to redeem at properties where I’m getting more than two cents of value per point. That’s because personally I value World of Hyatt points at ~1.5 cents each.
In other words, I’d redeem points at a Category 1 hotel when the paid rate is $100+, I’d redeem points at a Category 7 hotel when the paid rate is $600+, etc.
Is The World Of Hyatt Credit Card Worth It? Let me answer this very simply — if you’re eligible for the card and have any interest in staying at Hyatt properties then yes, the World of Hyatt Credit Card is absolutely worth it. This is a card I personally have, and that I wholeheartedly recommend.
How Much Do You Have To Spend For Globalist Status? I’ve had some people ask if it’s worth spending your way to Globalist status with this credit card. Hyatt Globalist status ordinarily requires 60 elite qualifying nights, though in 2021 it only requires 30 elite nights.
Historically you’d need to spend $140,000 on the card to earn Globalist status (you get five elite nights just for having the card, plus spending $140,000 would earn you 56 elite nights). However, in 2021 you don’t need to spend nearly as much:
You get five elite nights towards status just for having the card Then you’d then only need 25 more elite nights, which you could earn with $65,000 of spending While that’s not half bad, personally that’s not the approach I’d take, though. I think the better approach is to better mix-and-match spending. After all, what’s the value in Globalist status if you’re not actually planning on staying at Hyatts with any frequency?
Is Hyatt Globalist Status Worth It? Globalist status is my favorite top-tier hotel status, and it comes with all kinds of awesome perks. Just to share some of the benefits:
Unlimited complimentary suite upgrades, when available
Four confirmed suite upgrades, each of which can be used to confirm a suite upgrade at the time of booking for a stay of up to seven nights, when available
Complimentary breakfast and/or club lounge access
Guaranteed 4PM late check-out, except at resorts
An additional Category 1-4 and Category 1-7 free night certificate
Guest of Honor, where you can redeem your points for a friend or family member, and they get your status
Waived resort/destination fees on all stays, and free parking on award stays
However, do note that some of these benefits are tied to Milestone Rewards, and those in some cases still require earning 60 elite nights.
Room service breakfast & a suite at the Park Hyatt Paris thanks to my status Other Options For Earning Hyatt Points While the World of Hyatt Card is awesome, I’d note that it’s not the only way to earn World of Hyatt points. You can also transfer over points from Chase Ultimate Rewards at a 1:1 ratio, which is one of my favorite uses of those points. There could be value in using:Transfer Chase Ultimate Rewards points to World of Hyatt
How Does The World Of Hyatt Business Card Compare? The World of Hyatt Business Credit Card (review) was recently introduced, and it’s a new business card issued by Chase and Hyatt. This could be a good option for any small business looking to earn Hyatt points or status. Here are some key aspects of the card:
It offers a huge welcome bonus of 75,000 World of Hyatt points after spending $7,500 within three months, which is better than on the personal card
It has a $199 annual fee, which is more than twice as much as on the personal card
It offers up to $100 in Hyatt credits every anniversary year; receive a $50 statement credit twice when you spend $50 at a Hyatt with the card
It offers five elite nights towards status for every $10,000 spent in a calendar year
It offers Discoverist status for as long as you have the card, for you and five employees
If you spend $50,000 on the card in a calendar year, you can receive 10% back on subsequent award redemptions, up to 20,000 points back per year
Personally I think the personal card is generally more rewarding, though the business version of the card earns you elite nights at an accelerated rate.
Receive an award rebate with the Hyatt Business Card World Of Hyatt Credit Card Summary The World of Hyatt Credit Card is exceptional. It’s a card I have, and also a card I spend at least $15,000 on per year.
The card is worth having even if you don’t plan on putting spending on it — you get an anniversary free night certificate you can use at a hotel that costs significantly more than the annual fee, you get complimentary Discoverist status, and you get five elite nights towards a higher status tier.
Beyond that it can be worth putting spending on the card, thanks to the unique bonus categories (4x points on Hyatt stays and 2x points on fitness and gyms), as well as the additional elite nights and second free night certificate.
Card Eligibility and the Chase 5/24 Rule The welcome bonus on the World of Hyatt Card isn’t available to those who currently have any Hyatt credit card, or have received the new cardmember bonus on any Hyatt credit card in the past 24 months. Chase’s general card application rules apply. Chase has what’s known as the 5/24 rule. This means that if you’ve opened five or more new card accounts in the past 24 months you typically won’t be approved for a Chase card. If you do apply for this card, make sure you’re under that limit. See this post to learn how to check your 5/24 status.
As an influencer or small business owner, having the right credit card isn’t just about making purchases—it’s about maximizing rewards and getting the best perks possible. If you travel often for work, whether for brand deals, networking events, or client meetings, the Capital One Venture X Business might be the perfect fit for you.
Big Bonus, Big Value
Right now, the Capital One Venture X Business (Go here for OFFER) is offering a massive welcome bonus: Earn 350,000 bonus miles after spending $30,000 within the first three months.
If you’re making regular business purchases—whether that’s ad spend, inventory, or travel expenses—hitting that threshold might be easier than you think. Plus, we value Capital One miles at around 1.7 cents per mile, meaning those 150,000 miles are worth $2,550. You can redeem them for travel purchases or transfer them to airline and hotel partners for even more value.
Who’s Eligible?
Capital One is known for having fewer restrictions on credit card applications compared to other issuers. However, there are some important rules to keep in mind:
You can’t get this card if you already have it.
You aren’t eligible if you’ve had the Spark Travel Elite Card or currently have the Capital One Spark Cash Plus.
You can still get this card if you have the personal version of the Venture X card.
Pro Tip: If you’re unsure about eligibility, check out our guide on getting approved for the Venture X Business card.
Venture X for Business and influencers 350,000 points or miles
Why the Capital One Venture X Business is Worth It
At $395 per year, this card does have a premium annual fee—but the benefits make up for it in a big way: ✅ Earn 2x miles on all purchases—ideal for business owners with high spending across different categories. ✅ No foreign transaction fees—perfect if you travel internationally for work. ✅ No preset spending limit—helpful for growing businesses that need flexibility. ✅ $300 annual travel credit—usable on flights, hotels, or rental cars booked through Capital One Travel. ✅ 10,000 bonus miles every year—worth at least $100 but potentially much more. ✅ Airport lounge access—including Priority Pass, Capital One Lounges, and Capital One Landings. ✅ Global Entry or TSA PreCheck credit—get through security faster every four years.
For frequent travelers, the $300 annual travel credit and the 10,000 annual bonus miles more than cover the cost of the annual fee—everything else is just extra value.
Bottom Line
The Capital One Venture X Business is one of the best credit cards out there for influencers and small business owners who spend heavily and travel often. Between the massive welcome bonus, high earning rates, and premium travel perks, this card can provide huge long-term value.
If you’re ready to level up your business spending while earning amazing rewards, this might just be the perfect credit card for you.
The Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
Casey’s Gas Rewards – Play a game to win each day savings on snacks and gas!
What’s included with Chase Freedom Flex Q2 2026 bonus categories?
There’s often some confusion about what purchases qualify with the bonus categories, so let me recap Chase’s definitions.
Here’s what’s included with the gas station bonus category:
Merchants in the gas stations category sell automotive gasoline that can be paid for either at the pump or inside the station and may or may not sell other goods or services at their location. Merchants that do not specialize in selling automotive gasoline are not included in this category; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.
Here’s what’s included in the car rental agencies bonus category:
Merchants in the car rental agencies category rent vehicles for the purpose of driver and passenger transportation. Car rentals not booked directly with the car rental agency will not qualify; for example, car rentals purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants such as cruise lines and railways. Merchants that provide RV rentals or vehicle rentals for the purpose of hauling are not included in this category. Qualifying car rental agency purchases made through Chase Ultimate Rewards® will only earn a total of 5%.
Here’s what’s included in the movie theaters bonus category:
Merchants in the movie theaters category show motion pictures to an audience, including at drive-in theaters. Theaters that provide live entertainment and merchants that sell and rent movies or provide movie subscription or streaming services are not included in this category. Purchases other than your tickets will not be included in the category unless they classify as a movie theater; for example, in theatre dining, food and beverage, or merchandise purchases.
Here’s what’s included with the select live entertainment bonus category:
Merchants in the Select Live Entertainment category sell tickets for in-person entertainment such as major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers. Ticket agencies selling on behalf of the entertainment venue are included. Some merchants that sell tickets for in-person entertainment are not included in this category; for example, movie theaters, bowling alleys, horse racing tracks, casinos, and dance hall/clubs. Purchasing from a hotel/concierge is not included nor excursions or purchases as part of a travel package.
My take on Chase Freedom Flex Q2 2026 bonus categories
Everyone has different spending patterns, though I can’t say I’m terribly excited about the Q3 2022 bonus categories:
Gas is a legitimate expense for many, so it’s great to be able to earn 5x points on that
I wouldn’t put a rental car purchase on the Chase Freedom, since I’d want to use a card offering primary rental car coverage
Both the movie theater and select live entertainment bonus categories are pretty niche, and personally don’t have much appeal for me
Of course we’re not all going to love all these bonus categories equally, but for me Q3 will be a tough one to maximize.
Bottom line
The Chase Freedom Flex is one of the best no annual fee cards out there, thanks largely to the ability to earn 5x points in rotating quarterly categories. Registration has just opened for the Q3 2024 bonus categories, and as of July 1 you’ll start to be able to earn 5x points on the first $1,500 spent with gas stations, car rental agencies, movie theaters, and select live entertainment. This is a great opportunity for maximizing your spending.
We recently saw the introduction of the new Capital One Venture X Rewards Credit Card, which is Capital One’s new premium credit card. May travel experts are saying this is the card you should be replacing your American Express Platinum and Sapphire Chase travel cards with as the best card. This card builds on the basics of the Capital One Venture Rewards Credit Card (review), which has long been Capital One’s flagship travel credit card.
With many Capital One Venture cardmembers trying to make sense of the Capital One Venture X and compare to see which card is better and if you are you eligible for the Venture X if you have the Venture we are looking to address some of these questions here.
Both cards offer 2x Venture miles per dollar spent with no foreign transaction fees, making these the best cards for everyday spending. They both offer a TSA Precheck or Global Entry fee credit once every four years.
Capital One Venture cards are one of the best overall for travel rewards
The Venture X is such a no-brainer over the Venture. The card’s annual fee is $300 higher ($395 vs. $95), but for that you’re getting
A welcome bonus of 100,000 Venture miles plus a $200 vacation rental credit upon completing minimum spending, rather than a bonus of 60,000 Venture miles A $300 credit valid through Capital One Travel every cardmember year, which you can apply towards flights, hotels, and rental cars 10,000 Venture bonus miles on your account anniversary every year, which you can transfer to Capital One’s airline and hotel partners, or can be redeemed for one cent each towards a travel purchase A Priority Pass membership plus Capital One Lounge access (the DFW lounge is amazing); these benefits apply not only to the primary cardmembers, but also to up to four authorized users, which you can add to your card at no cost Hertz President’s Circle status, which will score you upgrades and more when renting with Hertz A variety of protection benefits on account of this being a Visa Infinite Card, including cell phone protection 10x miles on hotel and rental car purchases through Capital One Travel, and 5x miles on flight purchases through Capital One Travel
The math works out very favorably here. For the Venture X you’re paying an extra $300 per year over the Venture, and the $300 Capital One Travel credit should cover that. Then you’re receiving endless incremental perks, like the anniversary bonus miles, lounge access for you and up to four authorized users, and so much more.
Access the Capital One Lounge DFW with the Venture X How should you acquire the Venture X if you have the Venture? Say you have the Capital One Venture, and you decide that you want to pick up the Capital One Venture X. What’s the best way to go about it? You have two options — you can either apply outright, or you can potentially upgrade your card. Let’s go over the details, as well as the pros and cons, of each of these options.
Apply outright for the Venture X and receive the bonus Even if you have the Capital One Venture, you can still apply for the Capital One Venture X, and be eligible for the welcome bonus. This is no doubt the most lucrative path to getting the card:
You’d be eligible for the welcome bonus of 100,000 Venture miles plus a $200 vacation rental credit You don’t have to pick up the phone, as you can apply for the card directly online The downside to this method is that this would be like any other credit card application, so your credit would be pulled, and you’d have to be approved for the card; that being said, there are lots of reports of instant approvals on the card, and you may even end up with a significantly higher credit line than you have on the Venture
Redeem your Venture miles for Emirates first class Product change & upgrade to the Venture X Most credit card issuers will let you product change between cards in the same “family,” assuming you’ve had a card for at least 12 months (generally product changing isn’t possible within the first year). This will be an option for many, but generally isn’t as lucrative:
You don’t receive the welcome bonus if you product change or upgrade from the Venture to the Venture X Some Venture cardmembers are being targeted for an upgrade offer of 50,000 miles if upgrading from the Venture to the Venture X; however, this is targeted (so check your email or online account), and for that matter that’s still a far cry from the standard welcome bonus of 100,000 miles plus a $200 vacation rental credit The benefit of this option is that there’s generally no credit pull when product changing (though you’ll want to officially verify when you make the request, based on your situation); so this could be useful if you don’t think you’d be approved, or if you’re trying to stay under Chase’s 5/24 limit
You may be able to upgrade to the Venture X The strategy I’d take for acquiring the Venture X If it were me, I’d try to apply outright for the Capital One Venture X, given the exceptional welcome bonus being offered. Unless you have a specific reason that this would be problematic, that seems like the best bet. Personally I value Capital One miles at 1.7 cents each, so that welcome bonus is worth around $1,900 to me, which is massive.
We recommend you apply outright, even if I had the Venture Card. However, in the event that you get denied or have issues with approval, you can always later try to product change from the Venture to the Venture X. Even if you get rejected for the application, that wouldn’t impact your odds of being able to product change to the card in the future.
Bottom line The new Capital One Venture X is a highly lucrative travel rewards credit card. It’s a no-brainer to get this card over the Capital One Venture. While the annual fee is $300 higher, there are so many incremental perks that should prove worthwhile for anyone who travels with any frequency.
For those who already have the Venture, there are a couple of ways you could acquire the Venture X. You could apply outright, which is what I would do, since you’re eligible for the massive bonus on the card. Alternatively, you may also be able to product change. The catch is that you won’t be eligible for the full bonus — you may be targeted for some sort of an upgrade offer, but it will be at most 50,000 Venture miles.
Egg prices seem to be the new gas prices for 2025.
If you’re looking to get lower egg prices near you, don’t worry! The Ibotta app (read our Ibotta review here) works at tons of grocery stores nationwide.
Download the Ibotta app. It’s free in the App Store and Google Play Store. Get the app.(use code uncveui)
Check offers. This limited-time egg offer drops at 12:00 AM MT on every Friday in February, so keep an eye out for it.
Add your egg offer. Choose your favorite grocery store from the available retailers. Then look under the “Any Item” category for your egg offer. Make sure to add any other offers that look interesting!
Shop for groceries. Head to the store and pick up any brand or size of eggs and other items.
Submit your receipt. Open your store in the app again and tap “Submit receipt.” Follow the instructions and see the cash back roll in.
Just make sure you add the offer, buy your eggs, and submit your receipt all within the 24-hour period so you don’t miss out on your cash back..
If you want to save even more on egg prices check out the Swagbucks cash back and you can stack that with Ibotta. Swagbucks is also offering a way to upload a “Magic Receipt” (just a receipt) from your local store with any egg purchase.
TIP: Once you meet the $20 withdrawal threshold, you can withdraw your earnings from the Ibotta app directly to your PayPal account or bank account if you don’t want to redeem for a gift card!
Starbucks has their own rewards program but you can get a free drink or $5 from MaxRewards just by uploading your receipt in addition to Starbucks. Just go here to learn and sign-up for MaxRewards and simply upload a receipt. Learn more below about Starbuck’s program.
Terms & Conditions
Starbucks cash back promotion is valid only for MaxRebates new customers.
A maximum of $5 cash back may be earned on any single receipt.
Receipt must be uploaded within 5 days of the transaction.
Promotion may not be combined with any other sale, promotion, discount, code, coupon and/or offer.
It may take up to 45 days for cash back to become payable.
We reserve the right to terminate your participation in this promotion if we deem it as fraudulent, abusive, unethical, suspicious or otherwise inconsistent with Terms and Conditions or any other applicable law or regulation. Our decisions are final.
Starbucks App Rewards
FREE Starbucks Drink You’ll get a free drink just for signing up here for the Starbucks rewards program. You just need to register a Starbucks Card and opt-in to receive email from Starbucks to get a free drink.
Starbucks Introduces New Rewards Program Starbucks officially launched its new rewards program and people are not all that happy about the devaluation. Starbucks is changing the way customers get free drinks. Now instead of getting one star per visit, you get two stars per $1 spent. And to get to Gold level, you have to earn 300 stars instead of 30 like before. Basically, you now have to spend more cash and visit Starbucks more often to earn rewards, especially if you don’t spend over $6 for coffee on each trip.
Take a look at the comparison chart for the New Rewards Program:
FREE Starbucks Gold Status After a Single Purchase Starbucks launched its new rewards program seen as a devaluation by customers sparking a backlash because it will now be a revenue-based rewards system. You used to get one star per visit and now you earn 2 stars per dollar. You’ll need 300 stars to earn Gold status which only used to be 30 stars earned making it more challenging. Starbucks is now offsetting the backlash by offering Gold status for a year with just one purchase by May 2. For new and current Green status members (0-299 stars), you can get Gold status for one year. After the 48 hours it takes to change over to gold status you’ll need to collect 125 stars to earn your first Star Reward. Existing Gold members with status (as of April 11) can receive an additional year of Gold. The Gold status will be updated after the promotion ends.
Past Starbucks Promotions for 2025
Free Starbucks Coffee On Monday, February 10th (‘Starbucks Monday’ Post Super Bowl)
Free Latte or Iced Coffee LARGE after Superbowl Sunday to recover on Monday!
Starbucks is offering on Monday, Feb. 10, your post-game day coffee for free.
Get a free tall (12 fl. oz.) hot or iced brewed coffee any time on Starbucks Monday.
If you’re a Starbucks Rewards member, apply the Starbucks Monday coupon in the Starbucks app prior to placing your order when using the order ahead feature in the app, or let your barista know you’re redeeming your Starbucks Monday coupon when ordering in the store or in the drive-thru. You will definitely want to order ahead as you can expect long lines and tons of orders since this is for everyone!
It’s free to join Starbucks Rewards, sign up by 11:59 p.m. Pacific Time on Feb. 9 to get your Starbucks Monday coupon in the app. If you join Starbucks Rewards on Feb. 10, just see your barista in the store to enjoy the free coffee deal.
For the first quarter of 2025, the Freedom Flex Card is offering 5x points on the first $1,500 spent with grocery stores (excluding Walmart), Target, and fitness clubs and gym memberships. As far as key dates go:
If you do not yet have this high paying cash back credit card then follow the link to collect $250 here and see about the current offers
Chase 5% bonus categories on TOP of 3% back on restaurants and drugstores!
Why we recommend the Chase Freedom Flex
Not only are you beating the high prices of inflation of groceries with this 5% cash back category you are saving money on things such as eggs.
The Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The card has other bonus categories as well, as it offers 3x points (or 3% cash back) at drugstores and on dining.
The Chase Freedom Flex is an incredible no annual fee card belonging to Chase’s Freedom portfolio, which can help you maximize your points thanks to its quarterly bonus categories.
With it now being a new quarter Chase has just launched its Q1 2025 bonus categories, allowing you to earn 5x points on the first $1,500 spent in new categories. Note that these same bonus categories are also valid for the Chase Freedom Card, which is no longer open to new applicants.
What’s included with Chase Freedom Flex Q1 2026 bonus categories?
There’s often some confusion about what purchases qualify with the bonus categories, so let me recap Chase’s definitions.
Here’s whats included with the grocery store bonus category:
Merchants in the Grocery Stores category include supermarkets, merchants that offer a full service grocery line of merchandise including a deli and bakery as well as smaller grocery stores. Some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods, such as Target, Walmart, discount stores, warehouse clubs, and some smaller merchants such as drugstores and merchants that specialize in only a few grocery items. Purchases made at gas stations from merchants who also operate grocery stores are not included in this category. Delivery service merchants will not be included in this category unless the merchant has set up such purchases to be classified in the grocery stores category.
Here’s what’s included with the Target bonus category:
Purchases in the ‘Target’ category include purchases at Target stores, Target.com, Target branded gas stations operated by Target, and any other Target branded retail stores operated by Target. Please note, merchants operating within or on Target premises such as merchants that sell fast food, beauty services, and gas stations that are not Target branded are not included in this category. Target affiliate businesses and local delivery merchants are also not included in this category. Purchases in the Target category, including grocery purchases, will earn a total of 5% cash back.
Here’s what’s included with the fitness clubs and gym memberships category:
Merchants in the Fitness Clubs and Gym Memberships category include health clubs, exercise, or athletic facilities requiring membership and offering access to services related to physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms, aerobics, cardio fitness and other services such as yoga and cross fit training. Merchants that specialize in offering personalized or therapeutic services such as massage therapy, dietary and weight management counseling and personal training are not included in this category. In addition, some merchants that sell a wide variety of general goods, which may include fitness or athletic apparel, sporting goods, dietary food, health food or similar supplements are not included in this category.
Also, certain lodging, hotel, motel, resort and central reservation services offering access to third party facilities that include fitness clubs or gyms are not included in this category unless the merchant has set up such purchases to be classified in this category.
If you have not seen every blog on the net by now posting about the Chase Sapphire Reserve 100k Bonus you have most likely been enjoying an amazing Holiday on an island with no wifi and away from hype. You have probably been away from the daily political news that swallows up our time. This new credit card from Chase is the most overhyped card of the year mostly from blogs that are paid by Chase in affiliate income to promote the card as they were told first by the bank to tease the card and then acted like it was a leak.
Chase most-likely hoped the card would be leaked out to newbies who are not churning credit cards on a quarterly basis but judging from Reddit and other blogs the people who want this card most likely will not get approved due to this rule called 5/24 that we are sick of hearing about. If Chase considers you to have too many credit cards with them or other banks you will not get approved.
When the link for the Chase Sapphire 100k Bonus on their official landing page went live I applied for that card along with a few other cards that day for my quarterly application day. I called into Chase’s reconsideration line as it said that I would be notified within 30 days of a response. The rep told me that I had too many cards within the last 24 months and could not be approved. I’ve only been denied a Chase card once and that was for the Chase Freedom Business Card which was replaced by the Ink line of cards. It was heartbreaking I would not get in on the hype and claim my 100k points and the benefits of the card but there are a few other cards from other issuers that do the same. Citi ThankYou points are worth more to me than Ultimate Rewards points anyway so I would much rather have a Thank You bonus! Then again I am not like most other bloggers who are paid by Chase to promote their product.
What do you get with the Chase Sapphire Reserve card?
100,000 Ultimate Rewards Bonus Points after $4,000 spending in 3 months with an Annual Fee of $450.
You get $300 in annual travel credit which pay for the cards annual fee because you can redeem this twice before the next annual fee hits giving you $600 in travel credit. If you apply a few months out before the end of the year you could easily make $150 and get 100,000 points off of this card. The card is overhyped because most of us will not be able to get it if we have other credit cards.
Some people are reporting that if you have applied for less than 5 cards in 24 months you can easily get the card but if you are over 5 cards in 24 months you can apply through a banker at a Chase branch and possibly get the card. The best thing is to wait and try doing it in a branch after checking if you are pre-approved instead of using some blogs affiliate links to apply.
Bottom line is to get the Sapphire Preferred card with only $95 annual fee and not the Sapphire Reserve card with a high annual fee and not really that much of a lounge game anymore with no Priority Pass restaurants.