|
American Express Blue CardThe American Express Blue Card gives you access to the great benefits and rewards of an American Express card without the fees. The lack of an annual fee is one of the best things about the American Express Blue Card, and the extensive rewards are even better. The rewards program gives cardholders rewards for making purchases with the card. Cardholders earn one point for every dollar spent using their American Express Blue Card. Accumulated rewards can be redeemed for airline, hotel, merchandise, and gift certificates. Reward points never expire and there’s no limit to the number of points you can earn. There are several opportunities to earn bonus points. Shopping online through the American Express Bonus Point Mall, earns you double points for purchases made. Double points are also earned whenever cardholders book travel using American Express online travel resource. From time to time, limited bonus points offered through the Membership Rewards® Program online.
In addition to a fee-free rewards program, there are other benefits of the American Express Blue Card including auto rental insurance, medical and legal referral services, lost luggage insurance, and travel accident insurance. Fraud and return protection gives cardholders additional security. The Blue Card comes with the ExpressPay option, allowing you to make purchases easier and faster. With the ExpressPay feature, you can pay for your merchandise without ever swiping your card. All you have to do is hold your card up to the reader and your payment is processed, conveniently and free. A zero percent introductory rate (NOTE: The Blue Card has removed the intro rate part of the offer) allows qualifying applicants to carry a balance for free for up to fifteen months. After expiry, the APR for purchases goes to 10.24%, depending on the cardholder’s credit rating. The low interest rate makes this a good card for consumers who plan to carry a balance. There is no annual fee and no fee for additional cardholders. Balances from other credit cards can be transferred for free and are subject to a competitively low interest rate. Another feature that sets the American Express Blue Card apart from other cards offered by American Express is the ability to carry a balance. Most American Express cards are charge cards, requiring cardholders to pay the balance in full each month. The Blue Card benefits users by allowing them to have a revolving balance. The American Express Blue Card has one of the best rewards programs in the credit card industry. Not only does the card reward users with points and bonuses, it gives these rewards for free. Why pay to use a credit card when you can have a card that pays you instead? |
|
