Bad Credit Credit Cards

We have selected the best "bad credit cards" from many card categories including: Catalog Cards, Prepaid Cards, also known as secured credit cards. We also have less-than-perfect cards like the unsecured Total Visa listed below. You will also find a unsecured credit card that can help you in the process of rebuilding your credit from Orchard Bank.  We feel that if you have suffered from bad credit that you will want to get a card that reports to the credit agencies that way you will pay your bills on time and in effect repair your damaged credit.  If your credit is in horrible condition then we first recommend a secured card or a catalog card that will help you get your score high enough to obtain an unsecured visa (this may take years but it is a start). We suggest the Prime Mutual Card (formerly Express Gold card) as our favorite bad credit card because it does not charge a high upfront deposit/fee than most cards in this category. This card ends up being more economical for some people struggling with bad credit and do not have the cash to put upfront.

AccountNow® Prepaid Visa® Card
$0 Activation Fee $0 Activation Fee (with Direct Deposit) Free Credit Builder* Free Online Bill Pay No Overdraft Fees Re-loadable with a $10,000 balance limit 100% Guaranteed Approval*

Worried about your credit rating before you apply for a unsecured credit card on our site? You can actually get your credit score for FREE online.

ACE Visa Prepaid Debit Card

No application fee and no obligation No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)* Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check No overdraft fees or minimum balances Free direct deposit of your paycheck or government check Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured Earning your trust since 1968 See the Pink card for breast cancer awareness

Use our Free Automated Card Search for bad credit credit cards.

Is this your first credit card application?  Before you apply for these cards you may want to try check out the best Unsecured bad credit card for less than perfect credit. If you do not see the bad credit card that you are looking for then we suggest using our free card search. You may also browse our articles on the Aspire Visa, Total Visa, Rewards 660, Purpose MasterCard, and more on bad credit cards.

If you are having problems improving your credit then read through our article on ways to rebuild your credit and our facts about secured credit cards and how they can change your score. If your credit is in the dumps this card could be your saving grace with credit Limit Increases that help raise your credit score and No income requirements or turndowns. This is the perfect sub-prime credit card.

New Bad Credit Articles:

• Guaranteed approval credit cards
• Bank of America program for those without a SSN
• Tribute Gold MasterCard - If you have bad credit and need a credit card fix.
• Upfront Rewards = debt
• Horizon Gold Card

New Bad Credit Cards: Colonial Consumer Alliance Card up to $10,000 Secured Loan

Are you a hard laborer or a blue collar worker? If you are in a Union then try our new Union Plus MasterCard.

Need More Cards?

The Silver MasterCard is a perfect card for Government/Benefits Checks recipients and has $0 activation with rebate, 100% guaranteed approval with no credit check and Free direct deposit of your pay or government check. Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted. No overdraft fees or minimum balances. Online Checking with electronic or paper checks is also a benefit.

*See the linked "bad credit card" website for complete terms and conditions