Chase just announced a new limited-time offers for its Southwest consumer credit cards, allowing cardholders to earn the #1 rated airline’s amazing Companion Pass plus 100,000 bonus points when they meet a minimum spending requirement.
If you frequently travel with a plus-one, the Companion Pass allows you to add them to any Southwest flight for just the cost of taxes and fees.
How to Qualify for the New Southwest Companion Pass Offer
Credit card issuers often offer increased sign-up bonuses for a limited time, and this one is no different. To qualify, you’ll need to do the following.
Imagine flying with a companion for virtually free for two whole years! Southwest Airlines is making that dream a reality with an incredible new offer on all three personal Chase Southwest credit cards. This is your chance to snag the highly coveted Southwest Companion Pass for 2026 and 2027, and potentially even for the last few months of 2025!
Here’s how to seize this fantastic opportunity:
The Generous 100,000 Point Signup Bonus
Southwest is currently offering a massive 100,000 point signup bonus when you open any of their personal Chase Southwest credit cards. To earn this bonus, you’ll need to spend $4,000 within the first five months of account opening. This extended spending window gives you plenty of time to meet the requirement at your own pace. But don’t wait too long – this limited-time offer is scheduled to end soon.
Your Path to the Companion Pass
To earn the Southwest Companion Pass, you typically need 135,000 qualifying points. However, here’s where this offer gets even better:
10,000 Point Head Start: Every year, Southwest sweetens the deal by depositing 10,000 Companion Pass qualifying points into your account by January 31st. This means you effectively only need to earn 125,000 points to secure the pass.
104,000+ Points from the Bonus: Once you meet the $4,000 spending requirement, you’ll have at least 104,000 points (100,000 bonus + 4,000 from spending), possibly more depending on your spending categories.
Bridging the Gap: You’ll only need to earn approximately 21,000 additional points to reach the 125,000 effective threshold. There are many easy ways to do this, such as everyday spending on the card, making purchases through the Southwest shopping portal, or even transferring points from partners.
Double the Fun: Two Years of Companion Pass
By hitting the 135,000 point threshold in 2026, you’ll not only enjoy the Companion Pass for the remainder of 2025 but also for the entirety of 2027 and 2028. That’s up to two full years of bringing a friend or family member along for just the cost of taxes and fees on your Southwest flights.
Don’t miss out on this incredible chance to maximize your travel and explore more with a companion by your side!
Compare Southwest Consumer Credit Cards
CREDIT CARD
ANNUAL FEE
INTRO BONUS
PERKS
LEARN MORE
Southwest Rapid Rewards Plus Credit Card
$69 (Free with benefits)
Companion Pass®SOUTHWEST RAPID REWARDS POINTS More Info
Lost luggage reimbursement Baggage delay insurance
Visit the offer page: The offer is currently not available when you visit the card landing pages on Chase’s website, so be sure to use one of the above links to apply.
Apply by the offer deadline: The limited-time offer won’t be around for more than a few weeks, so be sure to apply as soon as possible if you’re interested.
Meet the spending requirement: You’ll need to spend $4,000 in the first three months. Keep in mind that the clock starts when you open your account, not when you receive the card.
The Southwest Companion Pass could be your ticket to amazing family adventures. It lets you bring a kiddo (or any companion!) for free (just pay taxes and fees) on any Southwest flight you book. Sounds awesome, right? Remember that each Southwest credit card has its own benefits, so compare them to find the one that suits your family’s travel style.
Do your research, weigh the pros and cons, and then jet set to incredible memories with your loved ones!
Also keep in mind they do these amazing special offer via Chase Offers such as below 10% back at Panera and 10% on Jersey Mike’s and Walmart:
Southwest Airlines has a few co-branded credit cards with Chase to choose from but one sticks out for us. Of the three personal cards, our favorite one is the Southwest Rapid Rewards Priority Card.
This card offers some exceptional perks for anyone who flies Southwest frequently or a few times a year. We have to say it is the best Southwest Airlines Visa Card to have in your wallet or at least attached to your Southwest Airlines account to book flights.
50,000 Bonus Southwest Points with the Priority Card
The Southwest Priority Card is offering a welcome bonus of 50,000 Rapid Rewards points after spending $1,000 within the first three months.
Rapid Rewards is a revenue-based frequent flyer program,valued at around 1.2 cents each. So basically, the 50,000 Rapid Rewards points are worth $600+.
Earning Points With The Southwest Priority Card The Southwest Priority Card offers the following points for credit card spending:
3x points on Southwest purchases
2x points on local transit and commuting, including rideshare
2x points on internet, cable, phone services, and select streaming
Happy Baby Companion flying A-list on Southwest Airlines flight
One of the very best values in travel is the Southwest Airlines Companion Pass. With Southwest Companion Pass you can have someone travel with you for the entire year (whether on a cash ticket or award ticket), and just pay taxes and fees for them. This is such an incredible deal, and basically doubles the value you can get from flying Southwest.
Southwest Companion Pass requires earning 135,000 Rapid Rewards points in a calendar year, though you get a boost of 10,000 points toward that just for having a co-branded Southwest card.
Only certain types of points accrual qualify, including Southwest credit card spending, as well as Southwest credit card welcome bonuses. So this bonus would get you a good way toward earning Companion Pass.
Earn Southwest A-List Status
In addition to being able to earn Companion Pass through spending on the card, the Southwest Priority Card also lets you earn unlimited Tier Qualifying Points (TQPs). Specifically, you can earn 1,500 TQPs toward A-List status for every $10,000 spent on the card.
A-List is Southwest Airlines’ version of status, and offers perks like priority boarding, a 25% points bonus, same-day standby, priority check-in and security lane access, and a dedicated phone number.
A-List status requires earning 35,000 TQPs in a calendar year, so spending on a Southwest Priority Card could help you earn that. This is the only personal Southwest card that offers that feature. Whether or not that’s worth it depends on how much you’d otherwise fly with Southwest.
Major Perk: No Change fees with Southwest airlines ever!
No Foreign Transaction Fees
The Southwest Priority Card has no foreign transaction fees, so this could be a useful card for your spending abroad. This is a Visa as well, and Visas are accepted pretty widely around the globe.
Incredible Southwest Priority Card Perks
Free Drink Coupons get mailed out to Southwest airlines patrons now and then just to reach out.
The reason to get the Southwest Priority Card (beyond the welcome bonus) is because of the perks, including anniversary bonus points, upgraded boardings, a $75 annual Southwest travel credit, 25% savings on eligible inflight purchases, and more.
Let’s take a look at what you need to know about each of these perks.
On your cardmember anniversary each year you’ll receive 7,500 bonus points. For context, Southwest Rapid Rewards is a revenue-based frequent flyer program, and generally speaking you need to redeem 83 points per dollar of airfare. That means each Rapid Rewards point gets you roughly 1.2 cents toward the cost of an airline ticket.
In other words, you can get around $90 worth of Southwest airfare with those 7,500 points, and that recoups almost two-thirds of the annual fee on an ongoing basis.
Get anniversary bonus points with the card every year
Southwest Priority Card $75 Annual Credit
The Southwest Priority Card offers a $75 credit every anniversary year. While the 7,500 point anniversary bonus only kicks in after 12 months, this credit kicks in immediately.
The way this works, the first $75 in Southwest flight purchases each cardmember year will be reimbursed. The statement credit should post as soon as the eligible charge posts to your account. Assuming you spend at least $75 per year on Southwest Airlines tickets (or even taxes and fees, if redeeming points), then this should more or less be worth face value.
Between this benefit and the 7,500 point annual bonus, we’re talking about $165 worth of value, which is more than the annual fee.
Southwest Priority Card Upgraded Boardings
Just for having the Southwest Priority Card, you get four upgraded boardings per anniversary year (starting with your first year), when available. The way this works, you’ll be reimbursed for the purchase on the day of departure of up to four upgraded boardings in positions A1-15.
The upgraded boarding fees will be reimbursed within eight weeks, though in reality generally post much faster than that. Since the price of upgraded boardings varies by flight, it’s hard to put a dollar value to this benefit.
Southwest Priority Card Drink & Wi-Fi Savings
If you pay with your Southwest Priority Card you can save 25% on inflight Wi-Fi and drink purchases. You’ll receive statement credits for the 25% within two billing cycles of your purchase (though usually much faster than that).
Southwest Priority Card Travel & Purchase Protection The Southwest Priority Card offers a variety of travel & purchase protection benefits, including:
Auto rental collision damage waiver coverage; it’s secondary within the United States, and primary internationally
Baggage delay insurance, which can reimburse you up to $100 per day for three days when your bag is delayed by at least six hours
Lost luggage reimbursement, which reimburses you up to $3,000 if your bag is damaged or lost
Travel accident insurance, with the maximum coverage ranging from $250,000-500,000, depending on the situation
Extended warranty protection, which extends your United States manufacturer warranty by a year on eligible warranties of three years or less
Purchase protection, which covers you for up to 120 days for damage or theft, up to $500 per claim and $50,000 per account
The Cons of Applying for Chase Southwest Credit Cards
Chase and Southwest have some pretty strict rules when it comes to who is eligible for the card. The card is not available to anyone who currently has a Southwest Rapid Rewards personal card, or anyone who has received a welcome bonus on a Southwest Rapid Rewards personal card in the past 24 months. However, you are eligible if you have a Southwest business credit card.
This is in addition to Chase’s general application rules, including the 5/24 rule, whereby you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.
Southwest Priority Card $149 Annual Fee The Southwest Priority Card has a $149 annual fee. As a point of comparison, the other personal cards have annual fees of $69 and $99, so the annual fee on this card is a bit higher. However, as I’ll explain below, the benefits justify the premium annual fee.
No Question The Southwest Priority Card Is Worth It for You and Your Family
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards.
Many people love flying Southwest for the ability to earn the Southwest Companion Pass, the lack of change fees and vouchers that don’t expire, and the two free checked bags. For others, Southwest a practical airline to fly on occasion, given its massive route network. Regardless, there’s lots of value in having points and benefits on Southwest.
For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more. Let’s look at a few other things to consider regarding this card, and Southwest cards in general.
If you’re looking to complement your Southwest Priority Card with a Southwest business card, consider the incredible Southwest® Rapid Rewards® Performance Business Credit Card (review). This card has outstanding perks, including:
A welcome bonus of 80,000 Rapid Rewards points after spending $5,000 within three months
A 9,000 point anniversary bonus
Four upgraded boardings per year
Up to 365 $8 Wi-Fi credits per year on Southwest, which could get you a lot of Wi-Fi
$500 toward points transfer fees per anniversary year
A Global Entry or TSA PreCheck credit
The ability to earn A-List status or Companion Pass with spending
This card is the single best Southwest card because of the Wi-Fi credit, as far as I’m concerned.
How Do Southwest’s Personal Bonus Cards Compare?
In addition to the Priority Card, Chase and Southwest also have the $69 annual fee Southwest Rapid Rewards Plus Credit Card and the $99 annual fee Southwest Rapid Rewards Premier Credit Card. All cards have the same welcome bonuses, but the perks are significantly different.
Why do I think the $149 annual fee Priority Card is almost universally better?
Neither the Plus nor Premier offer a $75 annual Southwest credit, which should more or less be worth face value; so to do a direct comparison, that’s almost like lowering the “out of pocket” on the Priority Card from $149 to $74.
The Priority Card offers 7,500 anniversary bonus points, while the Plus offers 3,000 bonus points and the Premier offers 6,000 bonus points. Those two perks alone should show why the Priority Card is worth the annual fee by comparison, and that doesn’t even account for upgraded boardings, a better rewards structure, the ability to earn A-List status through spending, and more.
Our credit card strategy has changed from travel to earning more points while not traveling during this pandemic. One thing we did while quarantined and ordering online is we collected points and miles in order to save money in the future. Our strategy has changed wanting more benefits with travel and high cash back on Gas.
That space in your wallet or purse is valuable, and you should be the one to get that value. Selected banks are offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. These are the top 10 credit card offers that I would personally apply for right now, if I didn’t already have most of them. Notable changes:
IHG Hotels 140k/75k – 140k still highest ever, new 75k traveler offer.
Chase Freedom Unlimited raised to $200 Bonus plus extra cashback on groceries and gas stations
AmEx Blue Cash Preferred to Add Streaming, Transit Bonus Categories
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. You don’t need to be a “I only fly business class” world traveler. I mostly use my rewards points on domestic economy flights, mid-class hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
This is a companion post to my Top 5 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.
A top travel card is now offering 100,000 bonus points after $5,000 in spending. That’s enough for a dozen short-haul trips, lie-flat seats, or five-star stays.
✔️ 1:1 transfers to major airline and hotel programs ✔️ 5x points on travel portal, 3x on dining ✔️ $50 annual hotel credit ✔️ No foreign transaction fees
$300 in statement credits every cardmember year for bookings made through Capital One Travel; this can be applied toward any type of travel booked through Capital One Travel, including flights, hotels, rental cars, etc. 10,000 bonus Venture miles on the account anniversary every year; there’s no spending requirement to unlock this, and it’s worth a minimum of $100 toward a travel purchase, or could get you up to 10,000 airline miles (which I value at $170)
$200 Bonus when you make a purchase for spending $500 in the first 3 months
5% cash back on Lyft rides
5% cash back on Amazon, Hotels, & Restaurants starting in April 2024! 5% back on GAS is coming back for another quarter but for now Discover offers 5% back.
1.5% cash back on all other purchases
0% Intro APR for 15 months from account opening on purchases and balance transfers
No annual fee
No minimum to redeem for cash back
Standard offer on both has typically been $150/$500, so this is a small boost. There are occasionally targeted or branch offers of $300 for either of the cards.
Up to 50,000 Hyatt points. 25,000 Bonus Points after $3,000 in purchases in the first 3 months. Plus an additional 25,000 Bonus Points after a total of $6,000 in purchases within the first 6 months. See link for details and rough valuation of points.
$95 annual fee, free night award upon card anniversary.
INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Marriott credit cards from Chase and American Express now earn an elevated 6X Marriott Bonvoy points per dollar spent on eligible grocery purchases amid coronavirus.
60,000 American Airlines miles after $3,000 in purchases in the first 3 months. See link for details.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
$0 annual fee for the first year, then $99.
Barclays AAdvantage Aviator Red World Elite Mastercard
60,000 American Airlines miles after any purchase in the first 90 days and paying the $99 annual fee. See link for details.
$99 Companion certificate offer. Earn a certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase and paying the $99 annual fee in the first 90 days.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
$99 annual fee.
Citi Strata Premier Card
60,000 points (worth $750 towards travel booked at ThankYou.com) after $4,000 in purchases in the first 3 months. See link for details.
3X points for every $1 spent on travel including gas stations.
Must not have gotten bonus from or closed a Citi Rewards+, ThankYou Preferred, Premier, or Prestige card in the past 24 months.
$95 annual fee.
Better offer is the Hilton Citi Visa now a AMEX Card
Bank of America Premium Rewards Card
50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
$100 annual Airline Incidental Statement Credit.
Up to $100 credit towards TSA PreCheck or Global Entry application fee.
$95 annual fee.
Hawaiian Airlines World Elite MasterCard (Soon to be Alaska Airlines)
50,000 Hawaiian miles after $2,000 in purchases within 90 days. See link for details.
Free first checked bag for primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines.
Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
$99 annual fee.
During this Coronavirus pandemic your credit card rewards can help you pay for groceries, food delivery and essentials. This is by using points, gift cards, or statement credits from existing cards or new ones with bonuses.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
The Chase Sapphire Preferred Card is one of our all-time favorite travel rewards cards up there with the Venture X Card — and right now, it’s offering a welcome bonus of 100,000 Ultimate Rewards points. There’s never been a better time to apply for this ultra-well-rounded $95 annual fee card. And we’ll show you why.
Welcome Bonus: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Go here and start earning towards summer travel!
Earn 100,000 Points With the Chase Sapphire Preferred
As a new applicant for the Sapphire Preferred, you can earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
This offer is nothing short of incredible; it’s the most generous welcome bonus we’ve seen on this card in nearly four years. We highly recommend this card and this Southwest Airlines offer as our top two deals right now.
What is this Sapphire Preferred welcome offer worth?
The value of the Sapphire Preferred welcome bonus depends on how you choose to redeem your new stash of Ultimate Rewards points. But no matter how you use them, these points are worth a lot.
To get the most value, one of the best strategies is transferring your points to Chase’s 14 travel partners. On average, RewardsCards users redeem Ultimate Rewards points this way for 1.93¢ each — making the bonus worth over $1,900 toward award travel. And Chase has some excellent partners, including Marriott, World of Hyatt, IHG, Virgin Atlantic Flying Club, and United MileagePlus.
If you’d rather avoid the hassle of transferring points and searching for award space, you can redeem points earned with the Sapphire Preferred at a fixed rate of 1.25¢ each through Chase Travel.
Cardholders can also combine Ultimate Rewards points earned across their entire portfolio of Chase cards into a single account. That makes it easy to maximize card earnings and accumulate enough points toward your next redemption.
Why Should You Get the Sapphire Preferred?
It’s important to remember that the unpredictable economy could limit the availability of large bonuses like this from major banks, such as Chase. This might be the last opportunity before a potential recession or housing market downturn. Accumulate your points and choose the credit cards that will be most beneficial during difficult times, while also investing in future travel and better times.
Welcome bonus aside, the Sapphire Preferred is an incredibly well-rounded travel rewards card. It’s one we recommend to beginners and seasoned travelers alike. Here are just a few reasons why.
Lucrative earning rates
It’s easy to stock up on Ultimate Rewards points thanks to the Sapphire Preferred‘s many bonus categories. With this card, you’ll earn points as follows:
5X points on Lyft rides through March 2025
5X points on travel purchased through Chase Travel℠
3X points on dining at restaurants worldwide
3X points on eligible streaming services
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
2X points on all other travel
1X point per dollar spent on all other purchases
Several useful benefits
The Sapphire Preferred has a lengthy list of practical benefits, including:
$50 annual hotel credit.
10% anniversary bonus points on the points you’ve accumulated from purchases over the past year.
Complimentary DashPass from DoorDash.
Primary collision damage waiver (CDW) insurance on car rentals worldwide.
Trip delay reimbursement of up to $500 per ticket for delays of 12+ hours.
Trip cancellation and interruption insurance up to $20k per covered trip.
Lost luggage reimbursement and baggage delay coverage.
Extended warranty and purchase protection.
No foreign transaction fees.
Reasonable annual fee
The Sapphire Preferred offers cardholders a lot of value — and you’ll get it all for just a $95 annual fee.
Who’s Eligible for This Sapphire Preferred Welcome Bonus?
Chase enforces multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the Sapphire Preferred if you currently hold a Sapphire card or have received a signup bonus for one in the previous 48 months.
“The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months…”
Keep in mind that you can still get this increased sign-up bonus if you’re currently an authorized user on another Sapphire Preferred account.
Chase cards are also subject to a second, unpublished rule known as the Chase 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months (from any card issuer), you likely won’t be approved for this card.
$1,050 in foolproof free travel
While not the absolute highest-possible redemption value, the easiest way to use your Chase points for travel is through the Chase Travel Portal.
With the Chase Sapphire Preferred, you can redeem points for airfare, hotel stays, rental cars, and more at a rate of 1.25 cents each. The Chase Sapphire Preferred 100k bonus points offeris worth a guaranteed $1,000 in travel at the very least.
There are several benefits to redeeming your Chase points through the Chase Travel Portal:
It doesn’t require you to be familiar with the intricate aspects of awards travel, such as understanding which airline and hotel transfer partners offer the best value for specific situations.
You can book boutique hotels that don’t participate in a loyalty program.
You won’t have to worry about blackout dates and award availability.
You can also redeem your points in tandem with the Chase Sapphire Preferred annual $50 hotel credit.
The Chase Sapphire Preferred offers up to $50 in hotel credit each cardmember anniversary year. As long as you pay for a hotel through the Chase Travel Portal with your card, you’ll automatically receive a statement credit within a few days.
Bottom Line
It’s not very often we an increased offer on the Sapphire Preferred — much less one that offers 100,000 points. The offer is normally only 60,000. If you’re eligible to apply for this card and earn the welcome bonus, this is a limited-time card offer that you won’t want to miss!
Discover Card has made many positive changes in the past year and now we are starting to blog about them again. If you think that Discover is outdated or not competitive with other banks you better think again. One news anchor reporting on Discover was shocked people still use Discover. Oh yes, there are many of us out there and we are getting cash back and loving it. The credit card company recently rolled out a new Travel Card and offer some great bonus cards that you do not see on many blogs mainly because they do not get a referral. Let’s start with a $50 bonus promotion card because we love a good sign-up offer. If you are not already a cardmember then you can get a $100 Bonus by applying here.
You can sign up through this $100 Discover it® Link to get a $100 (formerly a $50 Cashback Bonus) after your first purchase within 3 months of approval. The $100 bonus will be credited to your Discover it card account within 2 billing cycles of your first purchase for any amount. This is made available through the Discover Refer-A-Friend Program, where both the referring member and new applicant receive the $50. Once you are a cardholder you can participate in the Discover referral program to earn a $50 bonus for each new member referred. So give share this and the link with your friends and family on Facebook and Twitter.
Get 5% – 10% on Gas and More! You’ll earn 5% Cashback Bonus on Gas stations and Sam’s Club on up to $1,500 in purchases and more for 2025 Discover will match that for new cardmembers of 10x the cash back!
If you are a new cardmember and sign up for the Double Cash Back offer you can get ip to 12% Cash Back at Department Stores, Sam’s Club, and Amazon online. You can get 5% extra Cashback Bonus at Sam’s Club and SamsClub.com, 5% extra Cashback Bonus at Department Stores, and at Amazon.com right now. It will be doubled and added to your regular 1% back so that totals 12% if you were signed up for the Double Promotion on top of this. With the Sam’s and Discover promo you need to log-in and click on the links in “Discover Deals” then pay with your Discover card at checkout within three hours. There does not seem to be a maximum on this cashback but with Amazon just use your card and it is automatic up to $1,500 in spend.
Comparison Chart below that compares Blue Cash Everyday Card from AMEX, Chase Freedom, Capital One Quicksilver Cash Rewards, Citi Double Cash Card, and Bank Americard Cash Rewards to the Discover IT Card. You will notice that Bank Americard is among the worst according to Discover. Also, the Chase Freedom is pretty competitive and it also offers a sign-up bonus. I have both cards myself. On a personal note the Capital One Quicksilver is one of my favorite cards in my wallet because it gives 1.5x rewards and it actually does let you redeem for any amount and works well with Apple Pay.
5%Cashback Bonus on Restaurant and Movie purchases between April 1 and June 30 is my favorite thing about the card this coming quarter. Mainly because this normally counts as bars, restaurants, nightclubs, and fast food which I spend a a lot of money on when traveling. The up to $1,500 I will max out in a month and that will be a free $75 towards my statement. Don’t forget to sign-up now before the promotion starts or before you use your card at one of those establishments.