The Bilt Mastercard recently started accepting applications for anyone who wishes to apply after a waitlist program. This is an innovative no annual fee card that virtually anyone who pays rent in the United States should consider picking up.
The no annual fee Bilt Mastercard is issued by Wells Fargo. The card has lucrative bonus categories, and earns points that can be transferred to popular airline and hotel partners. But the truly unique feature of the card — and really the fundamental value proposition — involves the ability to pay rent with the card with no fee, all while earning rewards.
That’s right, you can pay your rent with no fee even if your landlord doesn’t accept credit card payments, or would otherwise charge a fee. For many people that probably sounds too good to be true.
The Bilt rewards card makes sense for anyone who pays rent and doesn’t currently earn rewards doing it. Rent for many people is the largest monthly expense. The national average or median rents are in the $1100-$1300 range per month
Finally a credit card you can pay your rent with!
Earning points with the Bilt Mastercard
The Bilt Mastercard earns the following rewards when you have at least five posted transactions per billing cycle:
3x points on dining
2x points on travel
1x points on rent payments without any transaction fees, up to a limit of 50,000 points per year
The card also has no foreign transaction fees and is a World Elite Mastercard, so has great global acceptance, and is a good card to use abroad (especially given that a lot of foreign spending is on dining and travel).
Redeeming points with the Bilt Mastercard
You” be earning 1-3x points per dollar spent with a variety of ways to redeem points (ranging from experiences to merchandise). Frequent travelers would be most interested in the ability to transfer these points to airline and hotel partners.
Bilt has the following travel transfer partners, all offering 1:1 transfers:
Air Canada Aeroplan
Air France-KLM Flying Blue
American AAdvantage (the only program that transfers to American Airlines 1:1)
These transfer partners are competitive with what you’ll find with major transferable points currencies. What some might find most exciting is the World of Hyatt partnership, as well as the American AAdvantage partnership. That’s because the former only otherwise partners with Chase Ultimate Rewards, while the latter doesn’t otherwise partner with any major transferable points currencies.
Disadvantages of the Bilt Rent Payment Card
The most intriguing aspect of the Bilt Mastercard is the ability to pay rent by credit card without fees and earn up to 50,000 points per year. This works even if your landlord doesn’t accept credit card payments, as Bilt will send a check. We assume that Bilt loses money when giving out rewards and then mailing a check to a landlord it has no relationship with. They most likely hope to get rental companies on its platform, hoping that being associated with Bilt gets more renters, and streamlines the payment process.
My two biggest cons with the card is that The Bilt Mastercard doesn’t offer any sort of a welcome bonus, some apartments do not take anything but money orders or cashier’s checks, and you have to spend a certain amount ($250) to get the cash back on your rent payment. You also have a minimum redemption of $50 which is more than most programs including Discover where you can redeem at any amount.
Is the Bilt Mastercard worth it?
Is it worth getting the Bilt Mastercard? If you’re a renter in the United States and you can’t currently pay your rent by credit card, or have to pay a fee to make such a payment by credit card, then yes, this card is absolutely worth it. You can earn valuable rewards for money you have to spend anyway, so that’s a complete no-brainer.
If you don’t pay rent and have a mortgage it may still make sense for some because of the transfer partners. Given that you can’t make fee-free payments for mortgages, HOAs, etc., could it still make sense to get the card? Earning 3x transferable points on travel and 2x transferable points on dining on a no annual fee card is still a great deal.
For someone looking to earn transferable points without an annual fee, I’d say this is an excellent option, especially if you spend a lot on dining and travel.
Bottom line
The no annual fee Bilt Mastercard is issued by Wells Fargo, and recently opened to applicants without a waitlist. This card is mostly targeted for those who rent an apartment who can pay up to $50,000 per year in rent without fees. This happens when you pay through the Bilt app, and a check will be sent to your landlord on your behalf. A fascinating way to earn money when paying rent.
The Bilt card offers 3x points on dining, 2x points on travel, and those points can be transferred to several valuable partners, ranging from American AAdvantage to World of Hyatt.
I think this card is absolutely worth it for renters, and even for non-renters this could be a great no annual fee card option, assuming you’re looking for travel rewards and spend a lot on dining and travel.
This is a common promotion from Bud Light and has nothing to do with the current politics that most people could care less about. It’s lake season and we want to enjoy it at the lake with a beer in hand spending time with our families,
Free beer is free beer. Last Year they offered $25 back for 18 pack so the offer has actually gotten worse since then. In any case this should be some free beer for some people. Ibotta is also offering a $6 rebate on a 24 pack. You can pick up a 15-pack of Bud Light at $12.99 at Target or Walmart and possibly stack it with the Ibotta offer for more cash back.
NEW! Swagbucks is not only online purchases they also offer cashback on in-store shopping.
Swag Bucks is a free rewards program that lets you get merchandise, gift cards, and miles for searching online, referring friends, and other online tasks such as surveys.
To start out you’ll get 1,000 Free SwagBucks just for joining SwagBucks online rewards program. You can also earn Swag Bucks for recycling old electronics, shopping online, commenting on their blog, interacting on their Facebook page, submitting poll ideas, and inviting your friends to join. The “Bucks” can then be redeemed for gift cards, electronics, merchandise, airline miles, MP3s, and a wide range of other prizes.
Here’s how to get the Biggest Sign-Up Bonus Ever of 1,000 SB Bonus or $10 Gift Card:
Member must “Activate” the Bonus in the Swag Ups section of your account. Bonus value is earned in the form of points, called SB. Get a 1000 SB bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in Swagbucks.com/Shop.
Make sure to complete within 30 days of registration.
If you like to get points for in-store purchases then they now offer an offline alternative. Swagbucks is now offering SB Local for stores such as Sam’s Club, Forever 21 and Cost Plus World Market. To sign up for local just click on your account info on the right and connect one of your credit cards. Here’s an example of some of the cash back:
Sam’s Club: over 600 locations offering 2 SB per dollar
Forever 21:over 500 locations offering 5 SB per dollar
Cost Plus: over 100 locations offering 2 SB per dollar
One thing we do lots of is searching Google and you can actually earn Swag Bucks for doing just that using their Swag Bucks search engine. This will randomly provide you with free Swag Bucks during your search activities. It does come with some issues you may not have in your regular search results but it’s rather easy to just open up another tab and use another engine if there is a problem. Do not plan on using their search if you want to really search deep for something. On average you may earn 15 Swag Bucks over a 5-day work week by doing searches online but I would put more time into the friend referral.
You can also earn Swag Bucks for recycling your old Apple iPods or cell phones. Simply look up your cell phone or iPod model through your online Swag Bucks account, and print out the prepaid shipping label and trade-in receipt to receive your credit. Of course, the amount of Swag Bucks you’ll earn depends on the make and model of your Android / iPhone or Apple iPod.
They offer a shopping portal where you can earn Swag Bucks for clicking on links and making purchases in their online shopping network. You then get access to online promotions and special savings through the Swag Bucks discount shopping network like you would with Ebates.
My favorite moneymaker is referring new Swag Bucks members and there is no limit to the amount of new members you can refer at this point. So you can tell all your friends and family. For each person you’ll receive up to 1,000 matching Swag Bucks for any Swag Bucks that your referrals win while searching within 48 hours after you invite them.
You also get a percentage of the Swag Bucks they make at 1 Swag Buck for each 1 Swag Buck your referrals earn, with a maximum of 1,000 Swag Bucks for each new member you invite.
Easter, Christmas, Graduation, Birthday and Halloween Cash Back Because it’s Halloween Costume shopping season you can get 8% back at halloween niche stores such as Halloween Express and 5% back at Costume Discounters. All you do is log-into Swagbucks and click on the links for these stores under the shop tab.
Free Gillette Razors + $15 Moneymaker with Swagbucks One great promotion going on now is with Gillette razors. You can get Free Gillette Razors plus earn $15. You get 2,000 Swagbucks when you buy a Gillette razor (handle + five Cartridges) for $10. The Mach3 razor is $13 with a $3 discount bringing it down to $10 + sales tax. You’ll get 2,000 Swagbucks for the purchase, worth at least $20.
One example of redeeming Swag Bucks is an Amazon.com $5 gift certificate for 450 Swag Bucks. You can exchange Swag Bucks for airline miles from American Airlines, Delta, U.S. Airways, and other airlines. This would be great for topping off accounts that need extra miles to book a trip or where the miles are about to expire and to keep airline frequent flyer programs current.
Keep in mind you have a limit of 5 orders per prize each calendar month and be aware of time limits of redemption.
The McChicken will be available for free on McDonald’s mobile app in the offers section on May 10.
Customers can select one free regular McChicken and checkout, whether in the app or in-store (by providing a coupon code), a spokesperson for the company said.
The offer limited to one McChicken per person at participating locations. No minimum purchase is required.
Customers can use the app to order ahead and save time with Mobile Order & Pay, plus they can join MyMcDonald’s Rewards to earn points on every order to redeem for free McDonald’s,
First time users will earn three times the points on their first mobile order, the spokesperson informed.
The app also allows users to pay with their favorite mobile payment methods, including Apple Pay, Google Pay, PayPal, or Venmo along with traditional debit or credit card options.
The app is available for Android and Apple devices.
Get it Delivered Free: $30 Sign-Up Bonus & First Delivery Free
When you sign up for DoorDash to get your first delivery for free you’ll get a $10 up to 3 times in free credits to your account. This is a great time to try DoorDash because this is the biggest sign-up freebie we’ve seen from them.Try out DoorDash then compare it to Postmates or UberEats who are also running generous sign-up offers. At UberEats you can get $20 Back:See our full DoorDash review.
One of the country’s biggest and fastest-growing fitness centers, Planet Fitness, is inviting members and non-members alike the chance to de-stress amid tax season for a handful of days this April.
In a promotion running from April 15-18, the final days for most Americans to file their taxes for 2022, Planet Fitness said it will provide a free workout and HydroMassage at any of its more than 2,200 locations in the U.S.
HydroMassage, typically reserved for the gym’s Black Card holders, massages the body with traveling jets that move up and down the body in wave-like streams of heated water, Planet Fitness said.
Users are able to select exact points where they would like to concentrate the massage as well as the desired pressure and speed, it added.
“Tax season is a stressful time of year, and Planet Fitness is here to help everyone relax, unwind and feel good with a free workout and HydroMassage,” said Jeremy Tucker, chief marketing officer at Planet Fitness, in a release.
“Exercise can help lift your mood, reduce the risk of anxiety and depression and improve sleep – so put yourself first this tax season and experience all that the Judgement Free Zone has to offer,” Tucker added.
Those who wish to take part in the free limited-time offer are asked to visit the Planet Fitness website to access a coupon to redeem in-club. Head over to Daypass.planetfitness.com for the offer.
The offer applies to anyone 18 years or older with a valid ID.
To receive your Free 4-in-1 Screwdriver at Harbor Freight, click the link below to get the coupon. Then, either print it or show it on your phone to redeem. Limit one coupon per customer per day. U.S. Only. Valid 4/6/23 through 4/8/23. This is great for Spring home improvement projects.
Go here for a Free 4-in-1 Screwdriver at Harbor Freight.
Free Netflix and Free Month of Paramount Plus for Easter Weekend and Beyond!
Head over to Lowe’s for a Free 1-pint flower on May 14. On Sunday, April 30 at midnight eastern you can RSVP for a Free Mother’s Day Flower Giveaway at Lowe’s stores on May 14 at 10AM. Mark your calendars.
DoorDash is offering $30 off Wendy’s when you use promo code BIGGIE on 3/30 or 3/31 between 6PM and 7PM and add a Biggie Bag, 5pm to 6pm CST.
Our Verdict
Order subtotal must be $12 and anything that is under $30 should be completely free from what I can tell from the promo. Very good deal if it works as promised.
Food delivery service DoorDash has a new credit card that has been getting some buzz. The DoorDash Rewards Mastercard Credit Card offers a free year of DashPass ($96 value), a $100 bonus when you spend $500 in the first 3 months, and 4% cash back on DoorDash and Caviar orders with no annual fee.
When you apply for a new DoorDash Rewards Credit Card, you will receive DashPass free for the first year, which provides a $96 value and includes $0 delivery fees, reduced service fees, 5% back in credits on pickup orders, and exclusive members-only benefits on eligible orders.
Every anniversary year that you spend $10,000 on your DoorDash Rewards Mastercard, you’ll continue to get another complimentary DashPass membership ($96 value), but your membership auto-renews if you don’t qualify.
In addition, you will get a $100 limited-time bonus when you spend $500 on purchases within the first 3 months from account opening. This is a small spend requirement for a bonus but you can get a way better bonus with the Discover IT with Double Cashback the first year and $100 sign-up and 5x back (10x back first year) on Restaurants starting in April.
On top of that, you’ll earn 4% cash back on DoorDash and Caviar orders, which means you’ll earn 4% when you order from restaurants, grocery stores, pet supply stores, and much more through the DoorDash platform. Go here to get the current promo codes for cheaper DoorDash deliveries.
You’ll also get 3% cash back on dining purchases that you make directly from a restaurant, 2% cash back from grocery stores purchased online and in-store, and 1% cash back on all other purchases.
There are also some exclusive DoorDash Rewards cardmember benefits, including 10% off 1 grocery, DashMart, convenience, or alcohol order on DoorDash every month (maximum discount of $15, ends 8/31/2023), plus you’ll get $25 off your first 2 DoorDash Shipping orders of at least $100 (ends 12/31/2023).
Your cash back rewards don’t expire as long as your account is open, there are no foreign transaction fees, and you can use your cash back to pay for DoorDash orders and more.
If you frequently order from DoorDash, you may wish to consider the DoorDash Rewards Mastercard Credit Card to maximize your savings and rewards, and you can also get a DoorDash Discount off your first order if you are new to the DoorDash service. Keep in mind you can get this with all of the Chase Credit Cards including the Freedom Flex and Chase Freedom Rise MasterCard.
Cards Recommended Instead of the DoorDash Rewards Mastercard
The DoorDash Rewards Mastercard is far from the only card that earns bonus rewards on food purchases. You may want to consider a different card if you dine or order food beyond DoorDash:
If you want to earn more cash back on all your purchases: The Chase Freedom Unlimited earns the same as the DoorDash card on dining (3% cash back), plus 1.5% on all other purchases, so you may earn more cash back overall with this card. It also offers 5% back on Dining / Restaurants during various quarters and does 10% back on DoorDash using Chase Offers at times.
If you want to earn travel rewards on your dining purchases: The American Express Gold Card earns 4 points per dollar at restaurants (including takeout and delivery in the U.S.) and U.S. supermarkets (on up to $25,000 in purchases each year, then 1 point per dollar). AMEX Membership Rewards at 2 cents each, this is an effective 8% return on all your food purchases, double what you’ll earn for DoorDash purchases on the DoorDash card.
If you want to earn cash back on your dining and entertainment purchases: The Capital One SavorOne Cash Rewards Credit Card has no annual fee and allows you to earn more on your everyday spending with a wider range of bonus categories. It earns 3% cash back on dining, entertainment, popular streaming services and grocery store purchases. You’ll also earn 10% cash back on Ubereats purchases through Nov. 14, 2024.
One of the deals being offered is a free year of TripAdvisor Plus, a $99 value.
TripAdvisor Plus offers member-only savings on 100,000 hotels worldwide, 10% off all experiences, perks and benefits from partners, and travel advice via text.
THis is really useful if you are planning a big trip and want to ask an expert questions for free over text. If you are not a member of Target Circle you can join free at Target.com then once you join click Target Circle Offers. They also offered me $10 of $70 purchase at Target this week and 5% off anything.
Just be sure to cancel before the end of the year if you don’t want to get charged. Hopefully you can cancel immediately and still retain the year of free membership.
Feel free to discuss TripAdvisor Plus in the comments below, as well as any other useful Target Circle deals that you see.
Target is running a week of deals for their Target Circle members (free to join) from March 5th through the 11th.
One of the deals being offered is a free year of TripAdvisor Plus, a $99 value.
TripAdvisor Plus offers member-only savings on 100,000 hotels worldwide, 10% off all experiences, perks and benefits from partners, and travel advice via text.
Just be sure to cancel before the end of the year if you don’t want to get charged.
One of the best benefits we noticed of the Tripadvisor Plus is the Dollar Flight CLub –
Tripadvisor Plus members save extra on flights through Dollar Flight Club, with alerts on great deals from your preferred airports. Use the promo code below to get your first year for just $1 (normally $99/year).
Feel free to discuss TripAdvisor Plus in the comments below, as well as any other useful Target Circle deals that you see.
