If you have a big family to feed you most likely spend tons of money at the grocery store. You can add up coupons all day long but this card will save you the most. A 6% discount on groceries is basically what you are getting with this cash back card at grocery stores. The card has an annual fee but it pays for itself with the generous cash back and the $250 bonus.
Earn $250 after spending $1,000 in first 3 months.
Earn 6% cash back at US supermarkets; 3% cash back at US gas station and select US department stores; 1% cash back on other purchases.
With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon
This is also a great card to have to buy Christmas Gift Cards for the stores that you visit frequently (such as Shell, Amazon, Uber, etc) or Visa Gift Cards in supermarkets, use your Blue Cash Preferred to buy them and you can get 6% cash back (up to $6000 per year)! If you use the card this way than you can make anything 6% back.
Disadvantages
$95 annual fee but the bonus pays for this.
Only first $6,000 purchases per Annual Reward Year (12 billing periods in a row beginning with the one that includes January 1st) at US supermarkets can earn 6% cash back, after that you can only earn 1%.
According to American Express; Target, Walmart, and Costco do not count as supermarkets, and you can only get 1x when shopping there.
This credit card is on the American Express Network, not Visa or MasterCard, so some small stores may not accept it.
Bottom Line
This is a great card for those who do lots of grocery shopping. Personally, I used the card for the bonus and plan to downgrade to the non-annual fee card when the annual fee comes due. AMEX actually prorates the annual fee for those that apply before the end of the year so you can cancel in January and keep most of the $250 bonus. Pretty simple stuff to make some easy money and get 6% back on buying Christmas gift cards for relatives.
After you apply you may check with the AmEx reconsideration backdoor number: 877-399-3083.
Discover Card has made many positive changes in the past year and now we are starting to blog about them again. If you think that Discover is outdated or not competitive with other banks you better think again. One news anchor reporting on Discover was shocked people still use Discover. Oh yes, there are many of us out there and we are getting cash back and loving it. The credit card company recently rolled out a new Travel Card and offer some great bonus cards that you do not see on many blogs mainly because they do not get a referral. Let’s start with a $50 bonus promotion card because we love a good sign-up offer. If you are not already a cardmember then you can get a $100 Bonus by applying here.
You can sign up through this $100 Discover it® Link to get a $100 (formerly a $50 Cashback Bonus) after your first purchase within 3 months of approval. The $100 bonus will be credited to your Discover it card account within 2 billing cycles of your first purchase for any amount. This is made available through the Discover Refer-A-Friend Program, where both the referring member and new applicant receive the $50. Once you are a cardholder you can participate in the Discover referral program to earn a $50 bonus for each new member referred. So give share this and the link with your friends and family on Facebook and Twitter.
Get 5% – 10% on Gas and More! You’ll earn 5% Cashback Bonus on Gas stations and Sam’s Club on up to $1,500 in purchases and more for 2025 Discover will match that for new cardmembers of 10x the cash back!
If you are a new cardmember and sign up for the Double Cash Back offer you can get ip to 12% Cash Back at Department Stores, Sam’s Club, and Amazon online. You can get 5% extra Cashback Bonus at Sam’s Club and SamsClub.com, 5% extra Cashback Bonus at Department Stores, and at Amazon.com right now. It will be doubled and added to your regular 1% back so that totals 12% if you were signed up for the Double Promotion on top of this. With the Sam’s and Discover promo you need to log-in and click on the links in “Discover Deals” then pay with your Discover card at checkout within three hours. There does not seem to be a maximum on this cashback but with Amazon just use your card and it is automatic up to $1,500 in spend.
Comparison Chart below that compares Blue Cash Everyday Card from AMEX, Chase Freedom, Capital One Quicksilver Cash Rewards, Citi Double Cash Card, and Bank Americard Cash Rewards to the Discover IT Card. You will notice that Bank Americard is among the worst according to Discover. Also, the Chase Freedom is pretty competitive and it also offers a sign-up bonus. I have both cards myself. On a personal note the Capital One Quicksilver is one of my favorite cards in my wallet because it gives 1.5x rewards and it actually does let you redeem for any amount and works well with Apple Pay.
5%Cashback Bonus on Restaurant and Movie purchases between April 1 and June 30 is my favorite thing about the card this coming quarter. Mainly because this normally counts as bars, restaurants, nightclubs, and fast food which I spend a a lot of money on when traveling. The up to $1,500 I will max out in a month and that will be a free $75 towards my statement. Don’t forget to sign-up now before the promotion starts or before you use your card at one of those establishments.
As inflation spirals, tariffs skyrocket, and the stock market teeters on chaos, Americans are facing a rapidly shrinking window to secure one of the last remaining financial safety nets: massive credit card bonuses. With a recession expected by early 2027, banks like Chase, Capital One, and American Express are already pulling back—tightening approvals and quietly slashing perks. History shows that when crises hit, these bonuses are the first to vanish.
If you’re serious about protecting your finances, now is the time to act. Below are four powerful cards offering high-value bonuses that may not be around for long—plus a breakdown of how they can help shield you during economic uncertainty.
Why These Credit Card Bonuses Are Disappearing
We weren’t joking about 0% No Balance Transfer offers going away! Now is the time to act on this!
During the 2008 financial crisis, JPMorgan Chase stock dropped over 60%, and banks gutted rewards programs to curb losses. In 2020, American Express temporarily suspended lounge access as travel collapsed. Now, with inflation holding at 5% and global tariffs threatening to spike prices, banks are once again preparing for rising defaults.
“This is a now-or-never moment,” says travel analyst Mark Torres. “By 2027, we could see the most restrictive bonus climate since the Great Recession.”
Always be prepared for big bonus days to go away!
4 Credit Cards to Secure Before the Door Slams Shut
These aren’t just travel perks—they’re recession-fighting tools that can save you serious money in the months ahead.
1. Chase Sapphire Preferred – 100,000 Points ($1,250 Travel Value) Why Now: This top-tier bonus is expected to drop to 60k by late 2025. Bonus: Earn 100,000 points after $4,000 in spend (within 3 months). Transfer Partners: United, Hyatt, Marriott, Southwest, and more. Recession Hack: Use points to cover inflated travel costs or redeem as cash back at 1.25¢ per point through Chase Ultimate Rewards. GO here for the offer!
2. Capital One Venture X – 90,000 Miles ($900 Value) Why Now: This elevated 90k offer (normally 75k) won’t last. Bonus: Earn 90,000 miles after $4,000 spend in 3 months. Perks: $300 annual travel credit + 10k anniversary miles. Recession Hack: Use miles to “erase” travel purchases—ideal for combating soaring airfares.
3. Southwest Rapid Rewards Priority – Companion Pass Pathway Why Now: Earn 85,000 points after $5,000 spend in 3 months. Bonus Strategy: Pair with another Southwest card to hit 135,000 points and earn the Companion Pass through 2025. Recession Hack: Slash vacation costs by up to 50%—your designated traveler flies free (plus taxes and fees).
4. Amex Hilton Honors Surpass – 170k Points + Free Night Why Now: This limited-time offer includes 170,000 points + 1 free weekend night after $3,000 in spend. Value: Hilton points hold strong during inflation, with redemptions starting at just 25k per night. Recession Hack: Use your free night at luxury hotels like Conrad or Waldorf Astoria when cash rates soar.
How These Bonuses Can Shield You from the Coming Recession
Travel Insurance: Cards like Chase Sapphire Preferred include trip delay/cancellation protection—crucial if plans are disrupted. Inflation Buffer: Lock in today’s travel prices with points before inflation and tariffs make things worse. Emergency Use: Many cards allow cash redemptions or statement credits—use points to pay for groceries, rent, or bills.
The Window Is Closing—Faster Than You Think
Banks are already pulling back:
Chase’s 5/24 rule limits who can apply.
Southwest’s Companion Pass threshold could rise in 2026.
Amex’s lifetime bonus rule means if you miss out now, you may never be eligible again.
Capital One To Acquire Discover Financial. Now is the time to get that Discover Double Match Offer and $100 Bonus.
Final Word: In both 2008 and 2020, consumers who waited were left empty-handed. Don’t let that be you this time.
The Takeaway
Don’t wait for headlines to scream “Recession is here!” By then, these offers—and your financial safety net—could be gone.
Act now to lock in these offers while they’re still available. Points and perks today could be the peace of mind you need tomorrow.
Disclosure: Always pay your balance in full. These strategies only work if you’re not paying interest. Avoid carrying a balance, especially with APRs above 20%.
Want help picking the right card for you? Drop a comment or reach out—let’s recession-proof your wallet.
Just show a military ID at any Shake Shack for a free burger!
Here is the updated list of Veterans Day deals for 2025, including Torchy’s Tacos, Del Taco, and McAlister’s Deli:
Free Food and Drink Deals
Free Haircut for Veterans from Sports Clips. Download the app and you don’t even have to wait!
Applebee’s: Free full-size entrée for veterans and active duty military on November 11. Caribou Coffee: Free small coffee for veterans, active duty military, and spouses on November 11. Chili’s: Free entrée for veterans and active duty military on November 11. Del Taco: Free meal (any taco, burrito, or quesadilla) for veterans and active duty military on November 11. Dunkin‘: Free doughnut for veterans and active duty military on November 11. Famous Dave’s: Free Georgia Chopped Pork Sandwich with Side for veterans and active duty military on November 11. Golden Corral: Free dinner for veterans and active duty military on November 11.
In-N-Out: Free burger, fries & beverage. Valid for Veterans, Active Duty Military, Reserves, and National Guard Krispy Kreme: Free doughnut and coffee for veterans and active duty military on November 11. McAlister’s Deli: Free McAlister’s Club sandwich and tea or lemonade for veterans and active duty military on November 11. Outback Steakhouse: Free Bloomin’ Onion for veterans and active duty military on November 11. Starbucks: Free coffee or tea for veterans and active duty military on November 11. Torchy’s Tacos: Free taco and fountain drink for veterans and active duty military on November 11. Village Inn: Free breakfast for veterans and active duty military on November 11.
Retail:
AARP: Special membership offer for veterans and active duty military. Guitar Center: 15% off a single item of $199 or more for veterans and active duty military from November 9 to 12. Under Armour: Up to 40% off purchases for active-duty service members, veterans, military spouses, and military family members between November 2 and 19.
Travel and Recreation
CheapOair: Save up to $25 on fees on flights with promo code VTRN25. Pickleball Kingdom: Free play for veterans from November 11 to 13. U.S. Army Corps of Engineers: Waived day use fees at recreation areas nationwide on November 11.
The food takeout wars have been heating up as new entrants into the market set their sights on market leader GrubHub which currently controls 20% of the $70+ billion market. GrubHub is the most established online ordering service, with over 8.75 million active diners ordering more than 324,600 grubs a day in over 1,000 cities.
Enter your address into the Grubhub app or online here and a list of local restaurants appear. You can refine your search by type of cuisine, rating (one through five stars and up), time of delivery, price, or restaurants that have tracking for your order, restaurants that are new, or restaurants that have coupons.
Existing customers of Grubhub? $10 off GrubHub Days order.
Restaurant options I had around 25 restaurants on my list. Most of them require you to order about an hour in advance. Only one had an option to order 30 minutes in advance. Nearly every restaurant also had an additional fee, from $2 to $6. Make sure to plan ahead when making orders with any delivery service as it may take an hour.
Compare Grubhub to Postmates / UberEats
One of the biggest problems with using Grubhub and Yelp Eat 24 compared to Postmates is that you cannot order from any restaurant. You can order anything from virtually anywhere with Postmates even if they do not have a relationship. You also are not stuck with trying to come up with a minimum order. Minimum orders are not a thing at all with Postmates are you can just order a Starbucks Latte if you pay the delivery fee. Although, Postmates does not offer ratings of restaurants to help you decide which ones are best they also do not let you use coupons. The best thing to find which app offers a better deal from the restaurant you frequent the most. One other benefit of using Grubhub is that when they give you a promo code you can use it towards the entire bill and you cannot do this with Postmates. For example. The current promo code for Grubhub is $7 off which you get off the total bill compared with Postmates you only get $10 off only the delivery fee and not the food or drink.
How Does Grubhub Make Money? GrubHub’s success has been driven by providing a superior customer experience on both sides. For its restaurant clients, its online ordering platform provides an instant boost in takeout sales. For its grubbers, they promise a fully cooked made-to-order meal at their doorsteps within an hour of ordering. Diners can even track their orders on a special GrubHub app. GrubHub charges the restaurants 14.2% of the food bill. Although it doesn’t charge diners for using its service, restaurants can apply a small delivery charge.
The food delivery business is still growing rapidly. The only way to determine which one deserves your business is to try them both and compare them to their next competitor such as Door Dash or UberEats.
Compare Grubhub to Yelp and Eat24
Yelp has more than 1 million restaurants reviewed on its site, it also owns OpenTable and UrbanSpoon where its users can make reservations at restaurants they have reviewed. Yelp’s purchase of Eat24 added online ordering of restaurant takeout food. For the restaurants that Eat24 serviced, which numbered about 20,000 at the time, Yelp added a widget to takeout diners’ orders after they reviewed the restaurant.
At the core of the services offered by both companies is an online ordering engine that quickly connects diners with the restaurants of their choice. Both of their applications, which are available on desktop and mobile devices, provide users with easy navigation experiences to search for restaurants by a multitude of criteria. With Eat24, users can find their restaurant directly through the Eat24 application or from Yelp’s review site. The list can be parsed by categories like “Top Rated,” “Distance,” “Newest,” and “Minimum Order.”
In comparison, GrubHub has a library of twice as many restaurants to order from. Both offer free delivery in one hour or less, notifications updating order status, 24/7 customer service and order recall. Eat24 relies on the restaurant’s own delivery driver or a third-party service. GrubHub has operated the same way in the past but uses its own drivers in certain cities. That gives GrubHub an edge in the delivery wars because the biggest complaint from food delivery customers is late delivery.
Grubhub has a larger footprint and has built a solid reputation for customer service. Eat24 is less established, but it has access to Yelp’s 130 million monthly visitors. If you use Yelp to look at restaurant reviews, you connect to Eat24 by clicking a button.
Update: Recently Grubhub bought out the Eat24 service from Yelp. They will now begin to combine the two to grow Grubhub.
